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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49485 reviews)

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4.91

Based on 49,485 reviews, last reviewed 30th May 2025

1721900% increase in 5 star reviews

in the past 90 days

1267% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've been using PayPal for a while now, and honestly... I've been using PayPal for a while now, and honestly, it's one of the easiest ways to send and receive money online. Whether I'm splitting a bill with... Read more Reviewed on: 30th May 2025

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49485)

Review of the PayPal, PayPal Credit:

Payment Reminders

I have always had good experiences with PayPal credit. My only issue is that I have missed the odd monthly payment before I set up the direct debit (problems setting up direct debit for a few months). I don’t think there was much communication in regards to reminders of upcoming payments. The customer service team to be after the payment has been missed but have always been extremely helpful Reviewed on: 26th May 2025

I've been using PayPal for a while now, and honestly...

I've been using PayPal for a while now, and honestly, it's one of the easiest ways to send and receive money online. Whether I'm splitting a bill with friends, buying something from a small shop, or getting paid for freelance work, it’s super straightforward. What I really like is how quick it is to set up and use. You just link your bank or card, and you're good to go. Plus, I don’t have to share my card details every time I make a purchase, which feels a lot safer. It’s not perfect—sometimes the fees can be a bit annoying—but overall, it’s reliable, fast, and makes online payments way less of a hassle. Reviewed on: 30th May 2025

flexibility and peace of mind

i like that i can choose to pay for purchases over several months or spend my money immediately, without having to look for my physical bank card. i like the purchase protection as peace of mind. i would have liked it more if paypal offered more intrest free months to pay off credit. Reviewed on: 30th May 2025

excellent service, easy to use app

excellent service, easy to use app Reviewed on: 30th May 2025

Pay Safe.

Always a safe and efficient way to pay for goods or services Reviewed on: 30th May 2025

Excellence in internet shopping

Transactions made are safe, reliable and expedient. Reviewed on: 30th May 2025

Very good experience.

Very good experience.services are good too Reviewed on: 30th May 2025

Thumbs up

Easy to use and self navigate. Good customer service. I like the reminders for paying the credit off, life gets busy and people do forget. Reviewed on: 30th May 2025

PayPal is a platform that I can trust.

PayPal is a platform that I can trust and rely on. I predominantly utilise paypal credit and I think this a great tool for when I need to spread the cost of a purchase with reasonable amounts of interest, or in most cases no interest for a certain time period. The customer service is exceptional and I have never had any problems when using PayPal. Very happy customer. Reviewed on: 30th May 2025

Easy transactions.

Easy transactions. Issues resolved in a timely manner Reviewed on: 30th May 2025

Great service always great deals available just by t...

Great service always great deals available just by the clock Reviewed on: 30th May 2025

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