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PayPal: PayPal Credit reviews

4.91
Based on 49,469 reviews, last reviewed 30th May 2025
1720400% increase in 5 star reviews
in the past 90 days
1267% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use with the app. Really easy to use with the app. Not so easy to schedule payments Reviewed on: 30th May 2025
Juan O's avatar
Juan O

Latest lowest rating:

1

It’s a very frustrating experience. It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They ... Read more Reviewed on: 29th May 2025
RM's avatar
RM

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49469)

Review of the PayPal, PayPal Credit:

Good product, great promotional offers.

5
An invaluable layer of protection when making online purchases. PayPal Credit, particularly promotional offerings like 4 month 0% interest on purchases of £100+ is a great product for larger online purchases. Reviewed on: 26th May 2025

Really easy to use with the app.

5
Really easy to use with the app. Not so easy to schedule payments Reviewed on: 30th May 2025

Yay pay pal

5
I've been with pay pal for a while now very handy and very easy to deal with never had any problems and have recommended pp a few times Reviewed on: 30th May 2025

Brilliant.

5
Brilliant. Everything as expected. Reviewed on: 30th May 2025

PayPal Credit

5
Using PayPal Credit regularly. I have purchased all sorts of things both in the UK and abroad using PayPal credit. Very comfy interest-free refund within four months. Recommend Reviewed on: 30th May 2025

Always had an excellent experience with PayPal, make...

5
Always had an excellent experience with PayPal, makes me feel confident making payments Reviewed on: 30th May 2025

PayPal is easy and convenient.

5
PayPal is easy and convenient to use, without any hassle. Everything is clearly explained at the beginning and they keep you informed throughout any credit periods. Reviewed on: 30th May 2025

Great options would recommend to everyone tbh if you...

5
Great options would recommend to everyone tbh if you needed more money to borrow just for a little longer Reviewed on: 30th May 2025

It works very well

5
It works very clear and simple. Easy to Manager and follow. Reviewed on: 30th May 2025

I use PayPal Credit again and again

5
I've been a PayPal Credit customer for years. It's so helpful to plan larger purchases with 0% interest for 4 months without having to take out additional finance. Reviewed on: 30th May 2025

10 of 10 leaving nothing to add but.

5
10 of 10 leaving nothing to add but.. in my experience the PayPal Credit help me from first day with day to day expenses and from many years I am a happy customer with overall PayPal wallet service as it never let me down. Reviewed on: 30th May 2025

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