Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50570 reviews)

View other PayPal products

4.91

Based on 50,570 reviews, last reviewed 10th Jun 2025

1821100% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very good experience while using PayPal I had no iss... Very good experience while using PayPal I had no issue with it. Reviewed on: 10th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50570)

Review of the PayPal, PayPal Credit:

Brilliant for an unplanned purchase

PayPal is by far and away the best credit provider I’ve dealt with. If you have an unexpected outlay (say a new washing machine) which you can’t afford outright, you get four months of free credit! Far better than my credit card provider! Thank goodness for PayPal!! Reviewed on: 13th June 2022

Very good experience while using PayPal I had no iss...

Very good experience while using PayPal I had no issue with it. Reviewed on: 10th June 2025

Very convenient

Never had problems with PayPal. Very convenient and great service Reviewed on: 10th June 2025

Always helpful, especially when things go wrong, an...

Always helpful, especially when things go wrong, and PayPal sort it for you. Reviewed on: 10th June 2025

Before I lose 10£ they didn’t find my oldest account...

Before I lose 10£ they didn’t find my oldest account Reviewed on: 10th June 2025

Its just so easy

Its just so easy once you are approved / invited you just select as the funding option :) Reviewed on: 10th June 2025

Have had no problems in all the time I have...

Have had no problems in all the time I have used PayPal Reviewed on: 10th June 2025

Paypal credit is the most helpful to spend and buy t...

Paypal credit is the most helpful to spend and buy things easy online and anything you need thank you paypal Reviewed on: 10th June 2025

I have never had a problem using PayPal.

I have never had a problem using PayPal. Reviewed on: 10th June 2025

Very good and efficient.

Very good and efficient. PayPal saved my life. Fast and secure payments are guaranteed. Reviewed on: 10th June 2025

I am disabled, paypal has made it easy for me to pay...

I am disabled, paypal has made it easy for me to pay for things Reviewed on: 10th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways Credit Card
from American Express 4.15 from 80 reviews
Credit Card
from Yonder 4.94 from 463 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub