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Review of the PayPal, Pay in 3:

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User friendly finance provider with common sense

PayPal are quick, secure, easy to use, and great value for credit to spread some of the more expensive purchases. PayPal are great when things go well, but when there is a glitch, I have found them to be fair and they use common sense. A Wi-Fi glitch meant that 2 or 3 payments were pending for the same larger item. As I didn’t have enough money in my account for 3 payments, the bank ‘helpfully’ froze my account. PayPal waited till I sorted with bank, didn’t charge me for the delayed payment, and overall were great. Overall I have found PayPal to be a great and user friendly finance provider, plus providing that extra layer of personal finance details protection. Reviewed on: 8th April 2026

Review of the PayPal, PayPal Credit:

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keeping your financial details safe

I regularly use PayPa and paypal credit. I like the security of not having to input my card details on multiple sites and the ease of doing it via PayPal where my details are already stored. It great that PayPal give me the option of using Authenticator to secure my PayPal account as an extra layer of security. When I’ve had an issue with payments previously (due to computer issue when purchasing) PayPal we’re understanding, helpful, and gave me time to sort it out. I love being able to buy big purchases and spread the cost at no extra cost if you keep to the 4 months. They also offer rewards for referring friends and family but most people already use them! What’s not to like? Reviewed on: 13th June 2025

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