Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50074 reviews)

View other PayPal products

4.91

Based on 50,074 reviews, last reviewed 2nd Jun 2025

1776900% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Cannot speak highly enough I’ve been using PayPal credit for over a year now, and it has been so helpful in making larger purchases, and then being able to pay them off over tim... Read more Reviewed on: 2nd June 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50074)

Review of the PayPal, PayPal Credit:

Good help

PayPal Credit its very good help and let us pay later without interest, I always use PayPal and I been recommended to my friends and family, thank you for your good service with your customer's.. Reviewed on: 13th June 2022

Cannot speak highly enough

I’ve been using PayPal credit for over a year now, and it has been so helpful in making larger purchases, and then being able to pay them off over time. When I’ve had issues, the team at PayPal support have assisted me and gotten the issue resolved there and then. Reviewed on: 2nd June 2025

Easy and quick to use and apply.

Easy and quick to use and apply. Reviewed on: 2nd June 2025

The safest way to pay!!!

They are always fantastic and it’s the safest way to pay. In all the years of using PayPal I have only needed to contact them once, due to a company I ordered from not correcting an issue. After being advised what to do and contacting the company I purchased from again, my goods were replaced within 24 hours. Reviewed on: 2nd June 2025

Use it all the time, great for spreading the cost, p...

Use it all the time, great for spreading the cost, pay in 3 and deferred over 4 months is fantastic, really allows me the flexibility and ability to apply affordability to my shopping. Reviewed on: 2nd June 2025

Just works for me PayPal credit.

Just works for me PayPal credit. Don't need a credit card just use PayPal wisely and pay off in time no interest love it. Reviewed on: 2nd June 2025

Great financing solution, and easy to use.

Great financing solution, and easy to use. very convenient and straightforward. Reviewed on: 2nd June 2025

Easy when purchasing items online stores all my card...

Easy when purchasing items online stores all my cards gives me the option to spread the cost 0% Reviewed on: 2nd June 2025

Excellente Customer service

I recently had an issue with an online purchase where the seller failed to deliver the item as promised. After trying to resolve it directly with no success, I opened a dispute through PayPal. The process was straightforward — I submitted the details and supporting evidence, and within a few days, PayPal reviewed the case. To my relief, they ruled in my favor and issued a full refund. I was impressed with how fair and efficient the resolution process was. This experience really reinforced my trust in using PayPal for online transaction Reviewed on: 2nd June 2025

I’ve never had any issues with PayPal and often use...

I’ve never had any issues with PayPal and often use it to add an extra degree of safety Reviewed on: 2nd June 2025

I have used paypal now for approximately 10years.

I have used paypal now for approximately 10years. I have found the service very useful and trustworthy. In fact l rarely use websites that do not offer paypal payments as l don't like giving card details over the internet. In rare disputes regarding non receipt of goods paypal have sorted the dispute satisfactorily and reimbursed me. They settling of disputes has been easily resolved through their chat room. They respond quickly via chat bots or agents. So in all l am happy to recommend them and vouch for the reliability of their service. Plus l have used the credit fascility they offer with delayed no interest to pay service allowing upto 3 or 4 months credit with no interest applied if paid in full at the end of term. Plus pay in 3 has been very useful. Highly satisfied with paypal. Thank you for your service. Christine James. Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.42 from 67 reviews
Nectar Credit Card
from Sainsburys Bank 2.80 from 96 reviews
Marbles Credit Card
from NewDay 4.90 from 538 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub