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PayPal: PayPal Credit reviews

4.91
Based on 50,658 reviews, last reviewed 13th Jun 2025
1828900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Online Payments Simplicity I find PayPal incredibly useful for online payments and their pay in 3 and credit options are really good value in my opinion. Reviewed on: 13th June 2025
Rob M's avatar
Rob M

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025
Saurabh A's avatar
Saurabh A

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50658)

Review of the PayPal, PayPal Credit:

So easy.

4
Transactions are quick, easy and safe. The ability to get 0% credit for a few months is brilliant. Makes those big purchases more manageable. Reviewed on: 8th July 2022

Online Payments Simplicity

5
I find PayPal incredibly useful for online payments and their pay in 3 and credit options are really good value in my opinion. Reviewed on: 13th June 2025

Purchase protection with added credit functions

5
I have used PayPal for years now for general purchasing - PayPal gives you added peace of mind that if something goes wrong, they will help you to put it right. More recently, I've been using PayPal Credit and Pay-in-3 to spread the cost of bigger purchases with zero interest. Very handy! Reviewed on: 13th June 2025

Great for big purchases and can budget payments better

4
Great for big purchases and can budget payments better Reviewed on: 13th June 2025

Secure payments

5
Provides an excellent security service when making payment Reviewed on: 13th June 2025

always easy to use Flexible ways of paying back

5
always easy to use Flexible ways of paying back Reviewed on: 13th June 2025

Great service

5
Great service and great platform, never had any technical issues Reviewed on: 13th June 2025

Good service and offers always thanks

5
Good service and offers always thanks Reviewed on: 13th June 2025

I use Paypal for the majority of my purchases.

5
I use Paypal for the majority of my purchases. I use the Pay in 3 option on a regular basis, as it always helpful to be able to split purchases over 3 months with 0 per cent interest rates. Reviewed on: 13th June 2025

keeping your financial details safe

5
I regularly use PayPa and paypal credit. I like the security of not having to input my card details on multiple sites and the ease of doing it via PayPal where my details are already stored. It great that PayPal give me the option of using Authenticator to secure my PayPal account as an extra layer of security. When I’ve had an issue with payments previously (due to computer issue when purchasing) PayPal we’re understanding, helpful, and gave me time to sort it out. I love being able to buy big purchases and spread the cost at no extra cost if you keep to the 4 months. They also offer rewards for referring friends and family but most people already use them! What’s not to like? Reviewed on: 13th June 2025

It’s just good for spreading payment and buying anyt...

4
It’s just good for spreading payment and buying anything online as it’s taken by most providers. Would recommend strongly. Reviewed on: 13th June 2025

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