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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50227 reviews)

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4.91

Based on 50,227 reviews, last reviewed 3rd Jun 2025

1790100% increase in 5 star reviews

in the past 90 days

1433% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had any problems with my credit account. Never had any problems with my credit account.one time I had to call as Temu was playing up all questions answered and solved in seconds. Reviewed on: 3rd June 2025

Latest lowest rating:

1

Bad company Predatory practices, unreachable customer service. The best way to contact customer service is to simply not pay, they will harass you with numerous c... Read more Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50227)

Review of the PayPal, PayPal Credit:

Quick, easy to use and deals are amazing.

Applied for credit and was accepted straight away! Used it on the same day for some music production gear, on a take 3. Helped alot. Love paypal and it's secure Reviewed on: 8th July 2022

Never had any problems with my credit account.

Never had any problems with my credit account.one time I had to call as Temu was playing up all questions answered and solved in seconds. Reviewed on: 3rd June 2025

I have only had positive experiences with PayPal eas...

I have only had positive experiences with PayPal easy to communicate with and that are on point if you have problems with your purchases they will resolve the problem I am happy to be a customer I was hesitant at first but glad that I joined. Reviewed on: 3rd June 2025

What I think of PayPal

I have not had any problems. I do not like them keep changing their contract with you but so far so good. Reviewed on: 3rd June 2025

A really convenient source of credit at a great rate

I have had a PayPal account for many years and have been made aware of PayPal Credit but the offering isn't intrusive, like many other credit institutions. When I did apply, the process was very simple, I was given a modest amount of credit that has grown over time and the interest rate is low. I am notified when payments are due and they are taken by direct debit from my account already linked to my PayPal account, so there was no need to fill in further forms. Reviewed on: 3rd June 2025

Great service

Easy to manage account via app and when I have contacted customer service, they have always responded in good time with issues resolved. Reviewed on: 3rd June 2025

With paypal credit I find it very flexible to buy th...

With paypal credit I find it very flexible to buy things I like to buy and repay them in flexible time. Reviewed on: 3rd June 2025

Easy to set up, and easy to view my account, good...

Easy to set up, and easy to view my account, good quality security to boot. Reviewed on: 3rd June 2025

Easy and Secure for Personal Payments

I use PayPal regularly for personal transactions, like splitting bills or sending money to friends. It’s fast, easy to use, and I feel secure every time. A very handy tool to have! Reviewed on: 3rd June 2025

PayPal credit has helped me over the years to be abl...

PayPal credit has helped me over the years to be able to not only buy things for family & friends but also help people out too,if it was added to amazon for payment it would be even better than it already is as it's accepted for many online payments & it's trusted . Reviewed on: 3rd June 2025

Bad company

Predatory practices, unreachable customer service. The best way to contact customer service is to simply not pay, they will harass you with numerous calls. Simply do not use. Fintech is a scam. Reviewed on: 3rd June 2025

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