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Julie Milne

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Review of the PayPal, PayPal Credit:

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A really convenient source of credit at a great rate

I have had a PayPal account for many years and have been made aware of PayPal Credit but the offering isn't intrusive, like many other credit institutions. When I did apply, the process was very simple, I was given a modest amount of credit that has grown over time and the interest rate is low. I am notified when payments are due and they are taken by direct debit from my account already linked to my PayPal account, so there was no need to fill in further forms. Reviewed on: 3rd June 2025

Review of the Zopa, Personal loan:

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Fast, efficient and hassle-free

I applied for a small loan online, having been advised that my eligibility was high. The process was very simple and straightforward and the money was in my account in no time. I got to choose my payment date and the amount of each payment, APR and terms were set out very clearly. Would gladly use Zopa again. Reviewed on: 21st January 2022

Review of the Zopa, Personal loan:

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The process from application to receipt was so easy

I applied online for a small loan. The application was easy, the decision was quick and I received the funds swiftly with no fuss. Would definitely recommend this lender! Reviewed on: 21st March 2021

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