Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22351 reviews)

View other PayPal products

4.93

Based on 22,351 reviews, last reviewed 25th Aug 2025

5668% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22351)

Simple and very convenient and best of all very safe

Simple and very convenient and best of all very safe Reviewed on: 2nd June 2024

Really good option on bigger purchases

Really good option on bigger purchases Reviewed on: 2nd June 2024

Easy to use and convenient for paying in instalments

Great experience giving me the easier option to spread out payments, with an easy to use and informative interface I can keep track of when my payment is due etc Reviewed on: 2nd June 2024

Helpful for me

I really like it it helps me to pay for things whilst safely spreading the cost across equal payments and three months. I will be using it again and would definitely recommend it to a friend. Reviewed on: 2nd June 2024

PayPal pay in 3 was a godsend;

PayPal pay in 3 was a godsend; at a time when I was facing major financial issues in life it really helped ease the burden of unexpected costs. IT's seamless and straightforward; thank you Reviewed on: 2nd June 2024

The pay in 3 option is a fantastic tool allowing you...

The pay in 3 option is a fantastic tool allowing you to spread payments over three months enabling you to budget for items. Pay in 3 has allowed me to pay for goods and services spreading the cost rather than one lump sum going out of my account immediately. Reviewed on: 2nd June 2024

Really cool and smooth with high security

Really cool and smooth with high security Reviewed on: 2nd June 2024

Always had help when needed, Customer service is ama...

Always had help when needed, Customer service is amazing. Reviewed on: 2nd June 2024

I felt I was scammed by orthoback

I felt I was scammed by orthoback and when I spoke to a CSR of PayPal.. i requested to delay the pay in 3 and this is was done easily as I did not hear from orthoback and I was advised to raise a dispute. After raising a dispute, orthoback started communication. This suggest that paypal made this happen. I feel I am protected and safe when I transact with PayPal and pay in 3 makes it better to pause payments if things are gone wrong. Reviewed on: 2nd June 2024

Always a pleasure to deal with, pay in three is an a...

Always a pleasure to deal with, pay in three is an amazing way to spread the cost . Safest way to buy products on the internet Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.89 from 4220 reviews
Buy Now Pay Later
from Duologi 4.61 from 14 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 1.83 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50804 reviews
Payment Provider
from PayPal 4.91 from 3599 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub