Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,297 reviews, last reviewed 1st Jul 2025
217800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 helps me to manage my monthly budget Pay in 3 helps me to manage my monthly budget Reviewed on: 1st July 2025
Vanessa 's avatar
Vanessa

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22297)

Good split payment option

5
Good to have a split payment option with a well-known financial service, having my details on file and all my money in one place allowing for easier management Reviewed on: 1st June 2024

Quick fix

5
Really useful for when you need to make a big payment but can't pay everything upfront in the moment. Just have to make sure you don't forget you did it and everything is ok. Reviewed on: 1st June 2024

Really quick response on any transaction issues

4
Really quick response on any transaction issues Reviewed on: 1st June 2024

Easy, fast to use - never had issues with refunds et...

5
Easy, fast to use - never had issues with refunds etc, great app. Reviewed on: 1st June 2024

I tried PayPal Pay in 3, and I couldn't be happier.

5
I recently tried PayPal Pay in 3, and I couldn't be more pleased with the experience. This feature offers an incredibly convenient way to manage my purchases by splitting the payment into three interest-free installments. It has made budgeting much easier, especially for larger expenses. The setup process was straightforward and user-friendly. At checkout, I simply selected the Pay in 3 option, and within minutes, my purchase was approved and divided into three manageable payments. There were no hidden fees or complicated terms – everything was clearly communicated upfront. What I appreciate most is the flexibility it provides. Being able to spread the cost over a few months without incurring interest is a game-changer. It’s perfect for those times when you want to make a necessary purchase but prefer not to pay the full amount all at once. Plus, since it integrates seamlessly with PayPal, it's secure and convenient. Overall, PayPal Pay in 3 has significantly enhanced my shopping experience. It’s a fantastic tool for managing finances without the stress of immediate full payment. Highly recommend giving it a try! Reviewed on: 1st June 2024

I trust PayPal with my money and never have had a pr...

5
I trust PayPal with my money and never have had a problem with the pay in 3. Reviewed on: 1st June 2024

Great service as always.

5
Great service as always. Very reliable and i will continue to use Paypal. Reviewed on: 1st June 2024

Easy way to budget on smaller items.

5
Easy way to budget on smaller items. Reviewed on: 1st June 2024

Quick and simple to use

5
I find it very quick and easy to use Reviewed on: 1st June 2024

PayPal is a good and decent service.

5
PayPal is a good and decent service. The pay in 3 option is excellent. Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50771 reviews
    PayPal
    View all products