Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
5668% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

App works well and payments are quick and easy.

5
App works well and payments are quick and easy. Reviewed on: 1st June 2024

Never any issues and a great way to pay over...

5
Never any issues and a great way to pay over time Reviewed on: 1st June 2024

Pay pal secure and convenient!

5
Always had excellent service from PayPal it’s secure and easy to use. It’s accepted on nearly all websites and refunds are speedy. Reviewed on: 1st June 2024

Is very easy to use and comes in handy when needing...

5
Is very easy to use and comes in handy when needing to split big purchases into affordable amounts. Reviewed on: 1st June 2024

Great way to pay small amounts for 3 months than one...

5
Great way to pay small amounts for 3 months than one big lump sum Reviewed on: 1st June 2024

Confusing sometimes regarding issue with seller/returns

5
Very confusing claims for the issues with the seller. Providing tracking no of return, when seller doesn't want to accept return.. or the address is abroad(ex.China) and buyer is not happy to return item to China. As cost might be more that returning item itself. Should be more straightforward. Reviewed on: 1st June 2024

Always a budget friendly way to get purchases

5
Always a budget friendly way to get purchases Reviewed on: 1st June 2024

Easy to use and widely available

5
Easy to use and widely available Reviewed on: 1st June 2024

All very straightforward, easy to use and manage acc...

5
All very straightforward, easy to use and manage accounts. Reviewed on: 1st June 2024

Very efficient and simple and clear to use

5
Very efficient and simple and clear to use Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50804 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3599 reviews
    PayPal
    View all products