Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

I’ve loved Vanquis.

5
I’ve loved Vanquis. Really easy app to use and the best first credit card! Reviewed on: 1st May 2024

Always handy, there in times of need,

5
Always handy, there in times of need, Reviewed on: 1st May 2024

Vanquis offered me a card when other providers rejec...

5
Vanquis offered me a card when other providers rejected me so very grateful. Reviewed on: 1st May 2024

Great card great costumer service when a problem ari...

5
Great card great costumer service when a problem arises Reviewed on: 1st May 2024

Always a dream, helped me out of crippling debt

4
Always a dream, helped me out of crippling debt Reviewed on: 1st May 2024

Been using five years nearly never had problem

5
Been using five years nearly never had problem Reviewed on: 1st May 2024

I love everything about Vanquis card.

1
I love everything about Vanquis card. It’s very clear and easy to use app makes it my favourite Reviewed on: 1st May 2024

Awesome and beautiful, I have no regrets ever since...

5
Awesome and beautiful, I have no regrets ever since I join vanquis Reviewed on: 1st May 2024

Fantastic service

5
Fantastic service with the amazing wonderful team Reviewed on: 1st May 2024

Best credit card

5
I found Vanquis when I most needed and no other bank was willing to help. Vanquis had trust even when I was struggling to keep up with payments and didn't decrease my limit but instead offered me increasement to help me with my needs. Hope to never let you down. Thank you Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products