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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Rip off interest rates ,only use if you want to dig...

1
Rip off interest rates ,only use if you want to dig yourselves into a deeper pit of debt!! Reviewed on: 1st May 2024

Don’t always get good service via the telephone espe...

4
Don’t always get good service via the telephone especially when abroad Reviewed on: 1st May 2024

Easy to set up and use, have no issues.

5
Easy to set up and use, have no issues. App is very functional. Reviewed on: 1st May 2024

I have never had a problem with vanquish and they ha...

5
I have never had a problem with vanquish and they have always been value for money and very easy to pay through the app Reviewed on: 1st May 2024

Applying was straight forward and the App is amazing...

5
Applying was straight forward and the App is amazing and user friendly. Reviewed on: 1st May 2024

Possibly the best.

5
I love the way my requests were done with extreme professionalism and quiet an easy and reliable service with “Vanquis”. Reviewed on: 1st May 2024

Been Vanquis for a while now and just never had a ba...

5
Been Vanquis for a while now and just never had a bad experience with Vanquis so far and they’ve been amazing so far Reviewed on: 1st May 2024

5 stars!

5
Really enjoy using vanquis. Really easy ans accessible. Customer service is great and on point every time! Reviewed on: 1st May 2024

I have had amazing experience with my Vanquis credit...

5
I have had amazing experience with my Vanquis credit card. It has a good credit limit and it’s helping me build my credit score. I have never had a problem with my card and the credit card app is amazing and easy to use, to check what you have used & how much you have left. It’s easy to pay either from direct debt or through the app straight from your bank. Reviewed on: 1st May 2024

Fast, easy and lots

5
Fast, easy and lots of communication which has been helpful and positive Reviewed on: 1st May 2024

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