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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Use Vanquis a lot to pay for items I purchase ,had n...

4
Use Vanquis a lot to pay for items I purchase ,had no problems. Reviewed on: 11th July 2025

Always been reliable and easy to access

5
Always been reliable and easy to access Reviewed on: 11th July 2025

Credit where credits due

5
Overall a very good credit company although, even though I have not missed any payments and often paid extra, my credit rating hasn't changed much which was my main reason to use it. The interest is high and adds up for each purchus so be careful. Sometimes offers are available like money transfers Reviewed on: 11th July 2025

Very helpful and supportive customer care

5
Very helpful and supportive customer care Reviewed on: 11th July 2025

Vanquis Card

5
I have been with vanquis for such a long time, their rating system is rigorous and presise. They take longer than every other companies to increase credit limit. After increasing your credit limit, they equally ask if you want the increased credit limit or not. They usually follow through when you use your credit card for transactions just to ensure the card is been used by the right person. I am satisfied as a valued customer of Vanquis and my card is safe. Reviewed on: 11th July 2025

Superb product

5
Such a relief to get a card that suits me while helping me. No questions just a simple process. Clear and precise app. Reviewed on: 11th July 2025

Really Helpful when you call for any issues.

5
Really Helpful when you call for any issues. Take the time to offer assistance Reviewed on: 11th July 2025

Amazing company

5
Amazing company, ive never had an issue with them. Ive recommended them to all my family members. Reviewed on: 11th July 2025

No issues all good never had to call them...

5
No issues all good never had to call them Reviewed on: 11th July 2025

Vanquis helped me out at a difficult time, and I am...

5
Vanquis helped me out at a difficult time, and I am happy to recommend them. Reviewed on: 11th July 2025

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