Smart Money People Logo

Zopa: Smart ISA reviews

4.95
Based on 479 reviews, last reviewed 20th Jan 2025
8033% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

User-Friendly Money Monitoring Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my ... Read more Reviewed on: 20th January 2025
Sophie L's avatar
Sophie L

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Smart ISA is a easy access & fixed term cash ISA account introduced in 2023 by Zopa Bank to help savers level-up their finances. It is a mobile only offering that could help 12 million Brits with an ISA account better save by making some £740 billion work harder.

If you have used this ISA, please leave a review to tell other customer's what you think.

Zopa Smart ISA reviews (479)

Review of the Zopa, Smart ISA:

Very easy to apply for the ISA product, and updates...

5
Very easy to apply for the ISA product, and updates and communication very good. The app is very informative Reviewed on: 29th February 2024

User-Friendly Money Monitoring

5
Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

Smart ISA

5
The app is very easy to use. The ability to deposit and withdraw at the click of a button is so welcome. Reviewed on: 20th January 2025

Best saving platform , excellent isa rates

5
Best saving platform , excellent isa rates Reviewed on: 20th January 2025

Straight forward, simple, good rates and no problems...

5
Straight forward, simple, good rates and no problems in 12 months. Reviewed on: 20th January 2025

Easy account set up and excellent saving rates !

5
Easy account set up and excellent saving rates ! Reviewed on: 19th January 2025

User friendly flexible ISA

5
The smart ISA has the flexibility I need with a reasonable rate. The app is very user friendly. Reviewed on: 19th January 2025

The app is so easy to use

5
The app is so easy to use especially for an older person who is not tech savvy. And not forgetting the great interest rates. Reviewed on: 19th January 2025

Very easy to open a ISA account.

5
Very easy to open a ISA account. Also a easy access, very impressed Reviewed on: 19th January 2025

Easy app helpful advisors.

4
Easy app helpful advisors. Tools are easy to use money is fast to deposit withdrawn easy breaks down of interest Reviewed on: 19th January 2025

Transfer of ISAs into Zopa Smart ISA

5
I transferred in a couple of my ISAs to Zopa and was with them for a year until I decided to move them a provider with a better rate. I was very happy with the service during my time with them and would happily return if the interest rate returned to be more competitive. Reviewed on: 19th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products