Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36997 reviews)

View other Zopa products

4.93

Based on 36,997 reviews, last reviewed 2nd Apr 2025

435600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great card easy to use, easy to use app helps to kee... Great card easy to use, easy to use app helps to keep on top of everyrhing Reviewed on: 2nd April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36997)

Review of the Zopa, Credit Card:

Great website

Great website no need to go elsewhere Reviewed on: 1st March 2025

Great card easy to use, easy to use app helps to kee...

Great card easy to use, easy to use app helps to keep on top of everyrhing Reviewed on: 2nd April 2025

Found zopa to be good.

Found zopa to be good. Helped me when I needed it. Reviewed on: 2nd April 2025

Great credit card great customer service easy online...

Great credit card great customer service easy online app Reviewed on: 2nd April 2025

Zopa tells if your borrowing power stays the same or...

Zopa tells if your borrowing power stays the same or goes up and i feel that very helpful Reviewed on: 2nd April 2025

A great company with great innovation products

A great company with great innovation products Reviewed on: 2nd April 2025

One of the best customer services I have encountered

From applying for the card it was simple, the decision was quick and the processing of applying didn’t affect my credit should I have been declined. Using the app is simple and setting up payments to pay the account is just as easy. They have always been available to help when needed and there customer service is one of the best I have encountered. Reviewed on: 2nd April 2025

Had £200 credit limit for few years.

Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Excellent service, fast aplication nothing to worry...

Excellent service, fast aplication nothing to worry about Reviewed on: 2nd April 2025

I've got a credit card with zopa beta account

I've got a credit card with zopa beta account Reviewed on: 2nd April 2025

1st Class Service & a Human to talk to if required.

I’m a new customer and wanted to check a few things, but I prefer to speak to a human - and it was refreshing to be able to phone and speak to someone. They were very helpful and clearly explained a few things and also some extra tips for future things I may need. All in all everything from my online application to the great interest rates and the app is really easy and so convenient to use, whenever I like. Honestly so happy with everything and Zopa definitely deserves a Top Award. Reviewed on: 2nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Zempler Bank (formerly Cashplus) 4.86 from 4146 reviews
Credit Card
from Nationwide 3.93 from 189 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.01 from 59 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub