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Zopa: Credit Card reviews

4.93
Based on 36,998 reviews, last reviewed 3rd Apr 2025
435700% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

zopa highly recomended very easy to deal with and very helpfull Reviewed on: 3rd April 2025
david w's avatar
david w

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36998)

Review of the Zopa, Credit Card:

Good credit card company straight forward easy to use

5
Good app easy to use and apply can't fault it would recommend to friends and family for a first time credit card Reviewed on: 20th February 2023

zopa highly recomended

5
very easy to deal with and very helpfull Reviewed on: 3rd April 2025

Great card easy to use, easy to use app helps to kee...

5
Great card easy to use, easy to use app helps to keep on top of everyrhing Reviewed on: 2nd April 2025

Found zopa to be good.

5
Found zopa to be good. Helped me when I needed it. Reviewed on: 2nd April 2025

Great credit card great customer service easy online...

5
Great credit card great customer service easy online app Reviewed on: 2nd April 2025

Zopa tells if your borrowing power stays the same or...

5
Zopa tells if your borrowing power stays the same or goes up and i feel that very helpful Reviewed on: 2nd April 2025

A great company with great innovation products

5
A great company with great innovation products Reviewed on: 2nd April 2025

One of the best customer services I have encountered

5
From applying for the card it was simple, the decision was quick and the processing of applying didn’t affect my credit should I have been declined. Using the app is simple and setting up payments to pay the account is just as easy. They have always been available to help when needed and there customer service is one of the best I have encountered. Reviewed on: 2nd April 2025

Had £200 credit limit for few years.

2
Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Excellent service, fast aplication nothing to worry...

5
Excellent service, fast aplication nothing to worry about Reviewed on: 2nd April 2025

I've got a credit card with zopa beta account

5
I've got a credit card with zopa beta account Reviewed on: 2nd April 2025

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