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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40269)

Review of the Zopa, Credit card:

I am contented with the service Zopa provided.

5
I am contented with the service Zopa provided. Excellent customer service and are ready to sort your concerns almost immediately. Reviewed on: 16th January 2025

They do not over charge u as others do

5
They do not over charge u as others do Reviewed on: 28th April 2025

Really helpful and friendly service

5
Really helpful and friendly service Reviewed on: 28th April 2025

I have never had any issues with the service I recei...

5
I have never had any issues with the service I received Reviewed on: 28th April 2025

9 out of 10

5
All good nothing to complain at all very positive experience so far Reviewed on: 28th April 2025

Best credit card in the UK easy to build up credit s...

5
Best credit card in the UK easy to build up credit score and now a account I can use for my everyday purcheses. And saving intrest is just iceing on the cake Reviewed on: 28th April 2025

I have the credit card now for almost 5 years and ne...

5
I have the credit card now for almost 5 years and never had any issues. Every details, terms and conditions are clear to understand Reviewed on: 28th April 2025

Very Easy to apply .

5
Very Easy to apply . Very good credit. Low rate interest. Reviewed on: 28th April 2025

Everything is straight forward.

5
Everything is straight forward. Transactions are very easy and clear. Reviewed on: 28th April 2025

Very good

4
Easy to apply for and fast arriving Reviewed on: 28th April 2025

Very good service.

5
Very good service. I am very happy. Reviewed on: 28th April 2025

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