Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Excellent and professional good value

5
Excellent and professional good value Reviewed on: 17th January 2025

Credit Card Recommendation

5
Easy to use app and updates about my payment due and current credit score update. Offered me a savings and bank account if I was interested. Reviewed on: 27th April 2025

Great and easy to use very good and very fair

5
Great and easy to use very good and very fair Reviewed on: 27th April 2025

Easy to use and manageable to pay back

5
Easy to use and manageable to pay back Reviewed on: 27th April 2025

Quick and simple hassle free banking

5
Quick and simple hassle free banking Reviewed on: 27th April 2025

Great cardVery easy company to work with

5
Very easy company to work with, Good value Reviewed on: 27th April 2025

Great Experience!

4
I have enjoyed the services I have received so far Reviewed on: 27th April 2025

Good good good good good good good

5
Good good good good good good good Reviewed on: 27th April 2025

Great companyI

5
Great company easy to use in am so happy with the way I’ve been treated Reviewed on: 27th April 2025

So far no any problems , they have savings programs...

5
So far no any problems , they have savings programs too with interest rates Reviewed on: 27th April 2025

Really very good very understanding everything is good

5
Really very good very understanding everything is good Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products