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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36999 reviews)

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4.93

Based on 36,999 reviews, last reviewed 3rd Apr 2025

435800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The customer service was excellent and the applicati... The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36999)

Review of the Zopa, Credit Card:

Amazing

Very easy, very reliable, could not ask for more Reviewed on: 13th January 2023

I've got a credit card with zopa beta account

I've got a credit card with zopa beta account Reviewed on: 2nd April 2025

1st Class Service & a Human to talk to if required.

I’m a new customer and wanted to check a few things, but I prefer to speak to a human - and it was refreshing to be able to phone and speak to someone. They were very helpful and clearly explained a few things and also some extra tips for future things I may need. All in all everything from my online application to the great interest rates and the app is really easy and so convenient to use, whenever I like. Honestly so happy with everything and Zopa definitely deserves a Top Award. Reviewed on: 2nd April 2025

Great C/Card provider

Excellent experience since taking out one of their credit cards, great and easy app to use Reviewed on: 2nd April 2025

Amazing and really quick response to any issues

Amazing and really quick response to any issues Reviewed on: 2nd April 2025

Zopa is the best credit card I've ever had

Zopa is a brilliant credit company with quite a few products available i have told all my friends and family about zopa their app is very easy to navigate and you can set a credit cushion for a limit you chose meaning you'll never exceed your credit Reviewed on: 2nd April 2025

Good card

Has been a good credit building card for me have another card which I don't use now as interest is higher Reviewed on: 2nd April 2025

Excellent service from start to finish

Excellent service from start to finish Reviewed on: 2nd April 2025

GREAT CUSTOMER SERVICE AND FRIENDLY

GREAT CUSTOMER SERVICE AND FRIENDLY Reviewed on: 2nd April 2025

Zooa are the most useless card company on the planet.

Zooa are the most useless card company on the planet. They do not do what they say will do and even when your credit history is a whole lot better they keep you on a low score . Avoid this company if you want to build your credit. Reviewed on: 2nd April 2025

Very easy to use app.

Very easy to use app. Simple to make extra payments each month links to your own bank. Reviewed on: 2nd April 2025

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