Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37009 reviews)

View other Zopa products

4.93

Based on 37,009 reviews, last reviewed 3rd Apr 2025

436800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service and very easy to use Excellent service and very easy to use Reviewed on: 3rd April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37009)

Review of the Zopa, Credit Card:

Brilliant

Couldn’t ask for more brilliant company and card Reviewed on: 13th January 2023

The customer service was excellent and the applicati...

The customer service was excellent and the application process was very straightforward. Reviewed on: 3rd April 2025

zopa highly recomended

very easy to deal with and very helpfull Reviewed on: 3rd April 2025

Great card easy to use, easy to use app helps to kee...

Great card easy to use, easy to use app helps to keep on top of everyrhing Reviewed on: 2nd April 2025

Found zopa to be good.

Found zopa to be good. Helped me when I needed it. Reviewed on: 2nd April 2025

Great credit card great customer service easy online...

Great credit card great customer service easy online app Reviewed on: 2nd April 2025

Zopa tells if your borrowing power stays the same or...

Zopa tells if your borrowing power stays the same or goes up and i feel that very helpful Reviewed on: 2nd April 2025

A great company with great innovation products

A great company with great innovation products Reviewed on: 2nd April 2025

One of the best customer services I have encountered

From applying for the card it was simple, the decision was quick and the processing of applying didn’t affect my credit should I have been declined. Using the app is simple and setting up payments to pay the account is just as easy. They have always been available to help when needed and there customer service is one of the best I have encountered. Reviewed on: 2nd April 2025

Had £200 credit limit for few years.

Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Excellent service, fast aplication nothing to worry...

Excellent service, fast aplication nothing to worry about Reviewed on: 2nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.53 from 91 reviews
Credit Card
from American Express 4.46 from 121 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub