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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Excellent and professional good value

5
Excellent and professional good value Reviewed on: 17th January 2025

Helped me out when nobody else would

5
Helped me out when nobody else would Reviewed on: 26th April 2025

It’s a great banking app, super easy to use and have...

5
It’s a great banking app, super easy to use and have enjoyed being a customer. Reviewed on: 26th April 2025

Easy to manage with the app, always up to date when...

5
Easy to manage with the app, always up to date when notifying of any changes etc Reviewed on: 26th April 2025

Hassle free credit that is easy to manage

5
Hassle free credit that is easy to manage Reviewed on: 26th April 2025

I have got a decent credit limit.

5
I have got a decent credit limit. Zopa has excellent customer service. Reviewed on: 26th April 2025

Good company definitely recommend

5
Great service and great company excellent customer service and always there if need help, love the credit card, always kept payments upto date and the interest rates is very good Reviewed on: 26th April 2025

Professional, helpful and always there

5
Always helpful and polite on the phone. Professional approach on every occasion. Credit limit increases have been sustainable so always manageable too. App is really good too. Thanks for being there when I need you! Reviewed on: 26th April 2025

Easy to use linked with the app and good customer se...

5
Easy to use linked with the app and good customer service Reviewed on: 26th April 2025

I have a very good experience with Zopa credit card.

5
I have a very good experience with Zopa credit card. Reviewed on: 26th April 2025

Professional, straightforward, customer friendly

5
Professional, straightforward, customer friendly Reviewed on: 26th April 2025

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