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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40269)

Review of the Zopa, Credit card:

I am contented with the service Zopa provided.

5
I am contented with the service Zopa provided. Excellent customer service and are ready to sort your concerns almost immediately. Reviewed on: 16th January 2025

Fabulous Service

5
Great service throughout, customer service is fantastic always will to help and resolve your issue. Reviewed on: 28th April 2025

Very friendly and helpful staff.

5
Very friendly and helpful staff. Contact by phone quick and straight forward. Reviewed on: 28th April 2025

Easy to use.

5
Easy to keep appraised of my financial position. Reviewed on: 28th April 2025

Can only recommend

5
I have never had a bad experience with Zopa and find them great to deal with Reviewed on: 28th April 2025

Best credit card ever in the UK, Excellent service p...

5
Best credit card ever in the UK, Excellent service providers really appreciate the help and support you have provided to me Reviewed on: 28th April 2025

Handy card

5
Love my card comes in handy till payday Reviewed on: 28th April 2025

Excellent service.

5
Excellent service. Easy to use app. Reviewed on: 28th April 2025

Zopa gives me chance

5
Zopa gave me a chance when my credit rating was low and is helping me rebuild my rating.Customer service is really helpful. Zopa is also very transparent and user friendly. Reviewed on: 28th April 2025

I find good to get and spend it.

5
I find good to get and spend it. I would appreciate Zopa customer care too Reviewed on: 28th April 2025

Easy to use and the app is fantastic for checking al...

5
Easy to use and the app is fantastic for checking all the statements Reviewed on: 28th April 2025

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