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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 12th Jun 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Literally the smart card

Not only is the monthly payments affordable but the app is so easy to use and customer service is amazing,if you don't have this card your missing out,zopa smart in every way Reviewed on: 13th January 2023

Easy to use.

Easy to keep appraised of my financial position. Reviewed on: 28th April 2025

Can only recommend

I have never had a bad experience with Zopa and find them great to deal with Reviewed on: 28th April 2025

Best credit card ever in the UK, Excellent service p...

Best credit card ever in the UK, Excellent service providers really appreciate the help and support you have provided to me Reviewed on: 28th April 2025

Handy card

Love my card comes in handy till payday Reviewed on: 28th April 2025

Excellent service.

Excellent service. Easy to use app. Reviewed on: 28th April 2025

Zopa gives me chance

Zopa gave me a chance when my credit rating was low and is helping me rebuild my rating.Customer service is really helpful. Zopa is also very transparent and user friendly. Reviewed on: 28th April 2025

I find good to get and spend it.

I find good to get and spend it. I would appreciate Zopa customer care too Reviewed on: 28th April 2025

Easy to use and the app is fantastic for checking al...

Easy to use and the app is fantastic for checking all the statements Reviewed on: 28th April 2025

Zopa came to my rescue when I had no enough cash to...

Zopa came to my rescue when I had no enough cash to settle my bills. It came as sigh of relief and they offered me flexible payment methods and they can accommodate you when can't pay in time Reviewed on: 28th April 2025

All straightforward an simple to get started

All straightforward an simple to get started Reviewed on: 28th April 2025

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