Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 36,627 reviews, last reviewed 4th Mar 2025
200150% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa provides a good service and has offered me an i... Zopa provides a good service and has offered me an increase in my credit amount which I’m very happy with. It gives me advise on managing money and be... Read more Reviewed on: 4th March 2025
Angela's avatar
Angela

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36627)

Review of the Zopa, Credit Card:

A great little app managed card, ideal for building...

5
A great little app managed card, ideal for building your credit rating. I just wish their customer support was a bit more responsive, they do respond but there is a large delay, measured in days. Hopefully that is just them being new and they will staff this desk acordingly. Reviewed on: 27th February 2025

Zopa provides a good service and has offered me an i...

5
Zopa provides a good service and has offered me an increase in my credit amount which I’m very happy with. It gives me advise on managing money and been responsible when borrowing. Reviewed on: 4th March 2025

Very good service.

5
Very good service. Customer service is also very good and easy Reviewed on: 3rd March 2025

Outstanding and perfect communication.

5
Outstanding and perfect communication. One of the best credit card providers Reviewed on: 3rd March 2025

Fantastic, I have never come across such excellent s...

5
Fantastic, I have never come across such excellent service and quick decisions on approvals Reviewed on: 3rd March 2025

I find them to be very good to there customers, car...

5
I find them to be very good to there customers, caring and willing to help if you have any issues Reviewed on: 3rd March 2025

When I had trouble with my account with a fraudulent...

5
When I had trouble with my account with a fraudulent transaction they were very prompt in getting it resolved Reviewed on: 3rd March 2025

X amazing companY in every aspect

5
X amazing companY in every aspect Reviewed on: 3rd March 2025

Very good costumer service as always, highly recomme...

5
Very good costumer service as always, highly recommended Reviewed on: 3rd March 2025

The experience has been great thus far.

5
The experience has been great thus far. I currently have a Credit card and a Loan with Zopa and the service has been great and very easy to use. The app makes life easier, if I want to make regular payments to pay off the balance within the month. Reviewed on: 3rd March 2025

I'm experience has been fantastic from day one.

5
I'm experience has been fantastic from day one. So efficient and reliable. Reviewed on: 3rd March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products