Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 38,594 reviews, last reviewed 22nd Apr 2025
17% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My zopa account is the best ever I have never had problems at all ever with zopa Reviewed on: 22nd April 2025
Jeannette 's avatar
Jeannette

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38594)

Review of the Zopa, Credit Card:

Zopa have been super efficient for lending, their ap...

5
Zopa have been super efficient for lending, their app is great and allows me to track my spending and balance Reviewed on: 17th April 2025

My zopa account is the best ever

5
I have never had problems at all ever with zopa Reviewed on: 22nd April 2025

A service better than any other provider - by far!!

5
Zopa from the very beginning has been an excellent service! I have a credit card and a loan from them and my experience in both cases, has been smooth sailing and highly professional. They regularly review my account and see I am keeping up with all payments each month, and in return, I receive exceptional offers from them. I have not received this kind of service from any other provider and I will continue to stay a loyal customer with Zopa. Thank you for providing such an amazing service where I feel supported and appreciated. Reviewed on: 22nd April 2025

I do not have an issue.

4
I do not have an issue. It is very good because they'll let you know your next payment in few days before. Reviewed on: 22nd April 2025

I have been with Zopa for a while and I have had the...

5
I have been with Zopa for a while and I have had the best experience with their services. Reviewed on: 22nd April 2025

Good Credit Card

5
Fast decision making, clear communication on interest and how this is applied Reviewed on: 22nd April 2025

Not sure how good

5
Not sure how good it is as I have only used the credit card so far Reviewed on: 22nd April 2025

Convenient and easy to access when purchasing online

5
Convenient and easy to access when purchasing online Reviewed on: 22nd April 2025

Credit card application process was easy and payment...

5
Credit card application process was easy and payments are taken by direct debit which takes the hassle out of remembering to pay on time. Reviewed on: 22nd April 2025

SMOOTH AND QUICK RESPONSE

5
Smooth and quick response in processing my request. Prompt and effective communication as per setting up my Online App and availability of my credit card. Reviewed on: 22nd April 2025

It's been been great and hasle free

5
It's been been great and hasle free Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products