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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

extremely friendly service

5
Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Zopa App gives you live updates of your accounts and...

5
Zopa App gives you live updates of your accounts and plenty of information when BOE change rates Reviewed on: 25th April 2025

Really Amazing

5
Amazing credit card. It helps a lot Reviewed on: 25th April 2025

Good customer service.

5
Very good customer service. Very helpful. Reviewed on: 25th April 2025

Thoroughly recommend

5
Easy and efficient processing of the loan application. Reviewed on: 25th April 2025

Easy to apply for a loan with quick prompt service...

5
Easy to apply for a loan with quick prompt service Reviewed on: 25th April 2025

Very fast, very simple, very transparent,.

5
Very fast, very simple, very transparent, very flexible, very friendly. Just fantastic. There is nothing I can think of that would make it better. Used them four times now. Reviewed on: 25th April 2025

Very fast, very simple, very transparent,.

5
Very fast, very simple, very transparent, very flexible, very friendly. Just fantastic. There is nothing I can think of that would make it better. Reviewed on: 25th April 2025

Very fast, very simple, very transparent, very flexi...

5
Very fast, very simple, very transparent, very flexible, very friendly. Just fantastic. There is nothing I can think of that would make it better. Reviewed on: 25th April 2025

Easy application fast decision and fast pay out

5
Easy application fast decision and fast pay out Reviewed on: 25th April 2025

Applying for a loan

5
From applying for my loan the experience was very good money it my bank quickly and have no problems. The customer service is very good and I am kept up yo date on how my loan is being psid Reviewed on: 25th April 2025

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