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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

extremely friendly service

Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Great service and fast highly recommended

Great service and fast highly recommended Reviewed on: 25th April 2025

Efficient

Efficient, convenient and faster application process Reviewed on: 25th April 2025

Great easy and friendly - perfect for a quick loan!

Great easy and friendly - perfect for a quick loan! Reviewed on: 25th April 2025

My loan was done online and at night.

My loan was done online and at night. The process was straightforward and payment was done in minutes Reviewed on: 25th April 2025

Very easy to use,fast response and very friendly.

Very easy to use,fast response and very friendly. Reviewed on: 25th April 2025

Excellent service from start to finish very quick an...

Excellent service from start to finish very quick and efficient Reviewed on: 25th April 2025

Great overall experience

Great customer service, great rates and very easy to set up Reviewed on: 25th April 2025

Happy customer...

Zopa made everything easy from info required to info on product risk factors and repayments... Very helpful Indeed Reviewed on: 25th April 2025

Loan review

Excellent service great product and easy too use app Reviewed on: 25th April 2025

Highly recommend Zopa

Easy application, funds went in my bank same day , Zopa app is easy to use and you can keep track of your payments . Highly recommended Zopa Reviewed on: 25th April 2025

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