Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

extremely friendly service

Very reliable loan service which doesn't charge much interest rate compare to others Reviewed on: 3rd June 2017

Keep doing your good job and nice to have u...

Keep doing your good job and nice to have u guys Reviewed on: 25th April 2025

Quick and easy application.

Quick and easy application. Fast response and payment Reviewed on: 25th April 2025

They were friendly and quick!

They were friendly and quick! The application was easy. Reviewed on: 24th April 2025

Had two loans and amazed bye the way they helped me...

Had two loans and amazed bye the way they helped me keep it going a+ Reviewed on: 24th April 2025

Very good service very easy to apply

Very good service very easy to apply Reviewed on: 24th April 2025

I have used ZOPA for a few different banking needs a...

I have used ZOPA for a few different banking needs and I have found them to be very clear with information and very helpful. The app is easy to use and clear. I have not had any issues finding information out with any of my accounts. Reviewed on: 24th April 2025

I have had several loans with Zopa, the service is g...

I have had several loans with Zopa, the service is given is fast and efficient and the app makes it easy to control my finances. Would highly recommend them to anyone who is seeking a loan, credit card or saving account Reviewed on: 24th April 2025

Very good in notifying customers

Very good in notifying customers Reviewed on: 24th April 2025

Good loan and credit card experience

Good loan and credit card experience Reviewed on: 24th April 2025

Super customer service and application process.

Super customer service and application process. Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Plane Saver Credit Union 4.90 from 5367 reviews
Loans
from Sheffield Credit Union 4.94 from 2705 reviews
Loans
from Great Western Credit Union 4.77 from 809 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub