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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
70% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65247)

Review of the Zopa, Personal loan:

Easy to use

5
Easy to use friendly service good value Reviewed on: 22nd January 2024

Easy Application

5
I struggled to get a loan because of my age even though I had the income to pay with. They were amazing and made the application so easy and verified a couple of details and within two days I had my loan. Very organised. Reviewed on: 28th April 2025

Easy to use, helpful, informative

5
Easy to use, helpful, informative Reviewed on: 28th April 2025

Its a great credit card with great service

5
Its a great credit card with great service Reviewed on: 28th April 2025

Very fast response to any enquiry.

5
Very fast response to any enquiry. Fair loan repayments. Reviewed on: 27th April 2025

Excellent Customer Service

5
Simple and efficient loan application Reviewed on: 27th April 2025

Excellwnt

5
Excellent, easy process and app easy to use very clear Reviewed on: 27th April 2025

Really helpful in helping me consolidate debt Great...

5
Really helpful in helping me consolidate debt Great app to follow Reviewed on: 27th April 2025

Very nice customer service and a very swift delivery

5
Very nice customer service and a very swift delivery Reviewed on: 27th April 2025

Quick and easy to use service.

5
Quick and easy to use service. Great customer service. Keep you informed every step of the way. Highly recommended. Reviewed on: 27th April 2025

Very straightfored

5
Very straightforward and good value for money Reviewed on: 27th April 2025

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