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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

Easy to use

Easy to use friendly service good value Reviewed on: 22nd January 2024

Easy to apply decision in minutes and money paid ver...

Easy to apply decision in minutes and money paid very quickly into account once approved. Reviewed on: 28th April 2025

Zopa helped me when I needed a quick loan the money...

Zopa helped me when I needed a quick loan the money was in my account within three minutes. Absolutely fantastic service I recommend Zopa to anyone . Reviewed on: 28th April 2025

Fantastic service, fast and with great support , wit...

Fantastic service, fast and with great support , with good interest rates Reviewed on: 28th April 2025

Easy Application

I struggled to get a loan because of my age even though I had the income to pay with. They were amazing and made the application so easy and verified a couple of details and within two days I had my loan. Very organised. Reviewed on: 28th April 2025

Easy to use, helpful, informative

Easy to use, helpful, informative Reviewed on: 28th April 2025

Its a great credit card with great service

Its a great credit card with great service Reviewed on: 28th April 2025

Very fast response to any enquiry.

Very fast response to any enquiry. Fair loan repayments. Reviewed on: 27th April 2025

Excellent Customer Service

Simple and efficient loan application Reviewed on: 27th April 2025

Excellwnt

Excellent, easy process and app easy to use very clear Reviewed on: 27th April 2025

Really helpful in helping me consolidate debt Great...

Really helpful in helping me consolidate debt Great app to follow Reviewed on: 27th April 2025

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