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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fantastic experience, easy to navigate and the money...

Fantastic experience, easy to navigate and the money was in my account swiftly. Reviewed on: 4th March 2024

Very simple application process and helpful staff .

Very simple application process and helpful staff . Process completed very swiftly Reviewed on: 4th March 2024

Happy customer.

Easy to communicate with. Everything made simple and customer friendly. Reviewed on: 4th March 2024

Impressed

Really impressed with the professional aptitude of the zopa team Reviewed on: 4th March 2024

I’ve had no bad experiences with them since they bec...

I’ve had no bad experiences with them since they became a bank Reviewed on: 4th March 2024

Been using for years, never once had a problem, high...

Been using for years, never once had a problem, highly recommend Reviewed on: 4th March 2024

Simple effortless customer service!

Very easy to use their services and great customer service. Everything was straight forward and written out plainly so there were no surprises in store! Would highly recommend them to anyone looking to save money with consolidation! Reviewed on: 4th March 2024

Helpful, accommodating, friendly, and fast

Helpful, accommodating, friendly, and fast Reviewed on: 4th March 2024

quick and very simple

It was quick and very simple to apply for the loan and acceptance was very fast. Reviewed on: 4th March 2024

Extremely straightforward on application and time fr...

Extremely straightforward on application and time frame amazing. Thank you for your support on this personal loan Reviewed on: 4th March 2024

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