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Zopa: Personal loan reviews

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4.94
Based on 65,250 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Excellent quick hassle free service

4
I needed a loan fast and didn't want the hassle of answering large amounts of questions. I applied to zopa and was approved within the hour. Excellent fast hassle free service. Reviewed on: 30th June 2017
Geraldine Smith's avatar
Geraldine Smith

No issues

4
No issues using this company easy to use and highly recommended Reviewed on: 30th June 2017
Andrew stanley's avatar
Andrew stanley

Quick easy and hassle free

5
Fantastic customer service, the staff are lovely and helpful. The whole process was really quick and the money was in my account in no time. Reviewed on: 30th June 2017
Leonora beaumont's avatar
Leonora beaumont

Friendly staff fast decision

5
Great all round service fast decision and payment couldn't ask for better Reviewed on: 30th June 2017
Gail cook's avatar
Gail cook

fast service, great price

4
Lowest by far for interest rates, very fast service and no hassle Reviewed on: 30th June 2017
jennifer sankey's avatar
jennifer sankey

so easy

5
great rates and easy to sign up for a loan, I like that i know exactly how much i need to pay back and can make overpayments at any time which directly reduce my monthly payments Reviewed on: 30th June 2017
steven anderson's avatar
steven anderson

Excellent loan service

5
My partner and I decided to take out a loan to consolidate our debts. It has made our financial situation suddenly feel manageable and simple. Interest rates are reasonable and customer service is impeccable so far. Reviewed on: 30th June 2017
Rosalind Asprey's avatar
Rosalind Asprey

Great service

5
Excellent quick loan good interest rates. Reviewed on: 30th June 2017
Dan McNeill's avatar
Dan McNeill

Very good and easy x

5
Very easy to set up, very helpful staff when I have contacted them..good and easy to use website... thanks x Reviewed on: 30th June 2017
Victoria Kendall's avatar
Victoria Kendall

No issues

4
Never had an issue in any respect of zopa easy to apply easy repayment schedules would recommend Reviewed on: 30th June 2017
Andrew stanley's avatar
Andrew stanley

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