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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent

I needed to borrow a reasonable amount of money & wanted high monthly repayments to ensure it was over a smaller period of time & Zopla let me do that. Exactly what I needed Reviewed on: 2nd June 2017

Very good! Easy.

Was a very easy and stressless experience. Fully recommend. Reviewed on: 2nd June 2017

Does what it says on the tin!!!

Low rate loan with great online service. Never had to call but the online account is very transparent. Reviewed on: 2nd June 2017

Easy, fast and hassle free

Had mainstream lenders refuse even though I have a excellent credit score, so I tried zopa it was fast and hassle free and they said yes . Will definitely recommend. Reviewed on: 2nd June 2017

Does what I want quickly

Easy to use. Quick to process. No problems. Reviewed on: 2nd June 2017

Brilliant service help me when I was in a tough situation. Affordable and hassle free.

Needed a loan to consolidate other debts seen zopa and applied quick and easy application and once tge loan was agreed. Money was straight into my account. The repayments are affordable and I am kept up to date with my repayments. Highly recommend Reviewed on: 2nd June 2017

Still Superb

I previously used Zopa in around 2006 and it's refreshing to see that a decade later, their high standards haven't slipped. From initial application, all the way through, the process is slick, efficient and informed. This is how to operate in this day and age. No time wasted but certainly no corners cut. I'd use again and again and again. Reviewed on: 2nd June 2017

Fantastic easy to use service

Used zopa for the past few years and it's such a hassle free easy to use service will definately be using them again Reviewed on: 2nd June 2017

Fast and Friendly

Fast and Friendly services, quick and easy application. I would definitely recommend. Reviewed on: 1st June 2017

Best Loan Provider Ever

Never got a loan so fast and with no hassle and NO exorbitant rates Reviewed on: 1st June 2017

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