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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Best loan I've ever had!!

The process was simple and straightforward, from completing the online application to receiving the money in the bank!!! I was even able to repay my loan early without any hidden charges. I would definitely recommend to anyone!!!!!!!!! Reviewed on: 1st June 2017

Fast and easy

No complaints to be made, Fast and easy response, Easy to access loan Reviewed on: 1st June 2017

Very freindly

Very quick answer positive altitude & friendly Reviewed on: 1st June 2017

Excellent loan company

Excellent rates for a personal loan. Easy online application and approval process. No charges for early or over payments. Just 5 star service across the board. Would have no problem recommending Zopa to friends or family. Reviewed on: 1st June 2017

Good service without complication!

Information and terms and conditions are clearly explained, no hidden surprises! Its an efficient and easy to use service. Reviewed on: 1st June 2017

Fantastic company

The whole process was so easy and efficient from start to finish!!would highly recommend!!! Reviewed on: 1st June 2017

It was stress free and very straightforward to apply for the loan, the repayment rate is quite reasonable

I did not know about Zopa it was recommended by a friend, I could not believe how reasonable the repayments were Reviewed on: 1st June 2017

Good Company

Good Company ,have good customer services ,good Apr for new client. Reviewed on: 1st June 2017

Zopa loan

My experience when applying for my Zopla loan was very good - simple - quick to recieve the funds. I would certainly recommend Zopla. Reviewed on: 1st June 2017

Fast response

Zopa were very easy to use with a quick response and money in account to use quickly. Would certainly use again in the future and recommend to family and friends Reviewed on: 1st June 2017

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