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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Amazing

10/10 quick and easy straight forward process Reviewed on: 1st June 2017

Easy and helpful

Whole process was easy quick and straightforward simple steps! Quick completion after quote got the money in just a few days 10/10! Reviewed on: 1st June 2017

First class service

The application was easy and very straightforward. Reviewed on: 1st June 2017

Simply the best personal loan

I took out personal loans in the past. This was just such a hassle free and easy process from zopla would defiantly use again if the % is just as amazing as it was. Have told friends and family to check you out because it's a pleasure throughout. J Reviewed on: 1st June 2017

Best personal loan provider

A refreshing experience compared to dealing with high street banks. Quick, simple and easy to use - not to mention very competitive rates. Would recommend and use again. Reviewed on: 1st June 2017

Quick and efficient

I applied for the loan and it was dealt with very quickly thanks Zopa Reviewed on: 1st June 2017

Easy, no hassle

Easy, no hassle,a very quick decision and funds available within days. Very competative rates, would recommend to family and friends Reviewed on: 1st June 2017

Very quick and easy process of applying for a loan

Easy to use website through whole process. Useful soft check to clarify rates before committing with a full credit search. All processsed within a few days with one of the lowest market rates. Highly recommended. Reviewed on: 1st June 2017

Happy Loan Recipient

I've used Zopa for 2 separate loans and can't fault them in terms of acceptance, rate%, and pay back. All loans repaid now. Would use them again depending on rate offered. Reviewed on: 1st June 2017

Just excellent

Fab service which is fast flexible and responsive Reviewed on: 1st June 2017

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