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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65248)

Simply the best

5
Easy to deal with professional and transparent Reviewed on: 1st June 2017

Thanks for everything

5
Thank you so much for the material faith that you have provided me. I am very happy for you. Reviewed on: 1st June 2017

Easy process very professional

5
Am a previous customer so the greatest compliment is to use Zopa again Reviewed on: 1st June 2017

Really easy

5
Decided to get a loan to pay off high interest credit cards I searched for the best deals and decided to use zopa. Their rates are decent and the whole application process was quick and simple and I received the money really fast Reviewed on: 1st June 2017

very good company

5
needed the money at home, it approached y Zopa, which, for a few helped me .. thanks zopa Reviewed on: 1st June 2017

Hassle Free

5
Very attentive Service on-line. Every small thing covered to make you feel at ease when making such a big decision. Information all the way Reviewed on: 1st June 2017

Quick and easy

5
Getting my loan with Zopa was very quick and easy Filling out their form was also straightforward and I received a response very quickly overall very good Reviewed on: 1st June 2017

Fast and reliable

5
Excellent service, easy to use website, online lenders at their best Reviewed on: 1st June 2017

excellent provider

5
quick and easy to set up, no fuss, no nonsense. I would recommend. Reviewed on: 1st June 2017

Flexible, easy to manage

5
Zopa granted us a loan with an average credit rating when others didn't. Loan rates were reasonable. Easy to consult and manage online. Reviewed on: 1st June 2017

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