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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy

Very quick and easy process. Great communication. Thoroughly recommend Zopa for your loan. Reviewed on: 1st June 2017

When i was in need for money zopa was there for me

Honestly im not going to lie zopa are the best loan providers out there. I never even borrowed a loan in my life before so i expected the monthly payments to be high with the interest but honestly it was the lowest i ever expected i never even heard of this company before i have taken numerous loans out since & they have been very low & helpful to me. Its fast payment in your account aswell & they have excellent people working for them if you need help with anything will definitely recommend to anybody Reviewed on: 1st June 2017

no hassle, quick and efficient

We needed a loan to help restructure our finances. When we looked at Zopa it made sense to use them as they provided by far the best deal on the market. Also the few times I have contacted them the customer service people have been very helpful. I recommend Zopa to anyone applying for loan as it couldn't be easier. Reviewed on: 1st June 2017

Great Service

From the moment I applied to the moment the money went into my bank the service was excellent!!! Thanks Zopa!! Reviewed on: 1st June 2017

Hassle free loan

applied for the loan online. My application was dealt with quickly. Customer service was great. Would recommend Zopa for anyone want to secure a loan. Reviewed on: 1st June 2017

ZOPA looks at echa case individually

I have been fortunate to receive a loan from zopa for only 3.1% interest. I really needed this loan so they looked at my case individually and provided with loan. Was quick and efficient. What a brilliant team! Reviewed on: 1st June 2017

Great service

I found it easy to apply and fast decision making. Reviewed on: 1st June 2017

Brilliant

Fast, hassle free decision and money in back within days. Highly recommended Reviewed on: 1st June 2017

Excellent Service!!

My experience with Zopa has been an excellent one, quick online assessment, only 2 days to receive my loan and never have any problems with them. So thank you! Reviewed on: 1st June 2017

Affordable loans

Helped me consolidate my debt into 1 affordable repayment plan and sent through updates on interest rates to make it even more affordable. Can view payments or make additional payments easily online. Also easy to contact by phone and always very helpful Reviewed on: 1st June 2017

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