Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Brilliant!!

Fast decision - straightforward loan company. Definitely would use again and highly recommended! Reviewed on: 1st June 2017

Very satisfied customer

Quick friendly service highly recommended Reviewed on: 1st June 2017

Excelent

I have never had a loan before, however this was super easy to complete, I had the money within 3 days and I have full control over my bills and outgoings, if I want to pay extra I can without charge! Reviewed on: 1st June 2017

Competetive loan solution

The payback rates were the most competitive on the market and the service was second to none. Reviewed on: 1st June 2017

Easy hassle free

No hassle not constantly contacted just left alone with a D.D set up. No junk calls ect Reviewed on: 1st June 2017

Best of the best

Easily and quickly. Large plus the possibility of an earlier deposit of debt with no extra charge Reviewed on: 1st June 2017

Excelent company

Realy pleased with zopa , no hassle realy straight forward without lots of emails and constant hassle would definitely use again kind regards Reviewed on: 1st June 2017

Quick, easy and reliable!

Quick and easy application process, good interest rates- they don't rip you off! Fast process once you have been accepted Reviewed on: 1st June 2017

Yes , A Very Good lender

Very low interest rate , fast loan application process and considerate lender. I am happy with my Zopa's loan. Thank you. Reviewed on: 1st June 2017

Been fantastic since I used them

Very helpful and polite. And great rates Reviewed on: 1st June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance
from Together Money 2.12 from 7 reviews
Personal loans
from Plata 4.94 from 8056 reviews
Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub