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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Car loan

Easy from start to finish and a great interest rate. Reviewed on: 1st June 2017

Fast and fair

I neede d a loan quickly so that we could repair our badly-potholed drive and was relieved to get such a quick offer and receive the funds almost instantly. The interest rate payable was very fair Reviewed on: 1st June 2017

Easy Money

Taking a loan has never been so simple, and seeing what you payback in manageable amounts that you can afford to pay Reviewed on: 1st June 2017

A fair and hassle free loan company

Zopa's ethos sits comfortably with me and they understand their customers' wants and needs. Setting up the loan was straightforward, without hidden add-ons or lots of small print. I felt confident and self-assured agreeing to the loan and haven't regretted it since. The rates are fair and I like knowing that it's not a bank getting all the profits. Loans don't need to be complicated, so why make them that way? Plus I don't get bombarded with emails. I've recommended them to lots of people and wouldn't hesitate to do so in the future too. Reviewed on: 1st June 2017

Professional loan provider

Fast, friendly and professional service. Reviewed on: 1st June 2017

Zopa Loans

I have had two Zopa Loans and both of which have been organised with the minimum of fuss, and the facility to view the loan and amend my loan payment dates if required is easy to use and keeps me fully informed about what the status is on my loan. The ability to repay additional amounts if I can is an added bonus Reviewed on: 1st June 2017

Quick and easy loan

Zopa sorted my loan out quickly and efficiently with no hassle. Reviewed on: 1st June 2017

Stunningly stress free

I was panicking a little with how to get my beautiful family a reliable car and Zopa was SO easy and hassle free,that it makes them the ONLY loans company I could honestly say is trustworthy. Thank you Zopa Reviewed on: 1st June 2017

Great

Great easy and very good rate !! Will defo use again Reviewed on: 1st June 2017

Fast easy and convenient

A very simple straight forward trouble free loan experience. Easy to log on to your account and make changes to details payment days etc. A+++ Reviewed on: 1st June 2017

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