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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65248)

Quick & easy

5
So quick & simple to follow that I didn't think I had done it right, as it literally only took 5 minutes!! Low rates & easy to complete. Then got a quick response to the application & received the money fast too!!! !! Fantastic !! Reviewed on: 1st June 2017

A very good peer to peer lender

5
They made everything a straight forward as possible and offered the best rates. Reviewed on: 1st June 2017

Straight forward loan provider

5
Easy to manage my loan account, check borrowing rates at any time of day. Simple straight forward loan application process. Very pleased.! Reviewed on: 1st June 2017

Great quick service

5
Very easy to set up, interest as advertised and great user experience Reviewed on: 1st June 2017

Exactly what I needed........hassle free!!

5
Excellent service, the process was quick and simple. I got exactly what I needed, when I needed it. My future plans will include Zopa, so that I can focus on the project knowing that I have a good finance deal already in place! I recommend Zopa to all my family and friends without reservation. Reviewed on: 1st June 2017

Quick

4
I done all of the loan online quick and simple so easy to use. Will definitely use again and recommend to my friends. Reviewed on: 1st June 2017

Excellent Service

5
The application was simple and quick also easy to understand. I was kept up to date and when extra information was needed a polite and courteous staff member contacted me. It was an easy and excellent experience Reviewed on: 1st June 2017

Great intitial rates

5
Had a little bit of confusion on interest, so they Sent me a broken down payment email, great help! Reviewed on: 1st June 2017

Loan application

5
No fuss just plain common sense questions. Loan agreed and in my account within three working days Reviewed on: 1st June 2017

Excellent interest rate.

5
Dealing with zopa couldn't have been more easier. My loan was processed very quickly and the interest rates couldn't be beaten anyway. I would definitely use zopa again and would recommend them to everyone. Reviewed on: 1st June 2017

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