Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 63,724 reviews, last reviewed 12th Mar 2025
259100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I applied for the loan and within minutes it was don... I applied for the loan and within minutes it was done and in my account Reviewed on: 12th March 2025
Gail's avatar
Gail

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63724)

Review of the Zopa, Personal Loan:

So Helpful.

5
Website easy to use, un-intimidating, friendly and not at all pushy. helped me in a tight spot without making me feel as though I had lost control. Reviewed on: 21st January 2022

So easy to deal with.

5
So easy to deal with.Smooth and effortless.Top class rates too. Reviewed on: 3rd March 2025

Best Personal Loan Provider

5
On boarding was an easy experience, and the app makes it easy to see your balance and repayments. Communication over the phone also readily available Reviewed on: 3rd March 2025

Easy to apply and straightforward

5
Easy to apply and straightforward Reviewed on: 3rd March 2025

Changed my life

5
I have been using Zopa since 2020. They provided car finance to me for 5 years. I had some issues with not being able to pay off my credit cards, Zopa provided me with consolidation loans to pay these off. It’s helped build my credit score and be in a better financial place. Reviewed on: 3rd March 2025

Excellent service from start.

4
Excellent service from start. All your need is explained in simple terms. Reviewed on: 3rd March 2025

Quick easy and value for money.

5
Quick easy and value for money. Would use z0pa again if I needed another loan, would recommend zopa to family and freinds Reviewed on: 3rd March 2025

Great credit card, friendly efficient staff on the e...

5
Great credit card, friendly efficient staff on the end of the phone and an easy to use app Reviewed on: 3rd March 2025

Excellent service

5
I have found Zopa to be straightforward and also keep me updated on my credit score and what services are available for me. Reviewed on: 2nd March 2025

Everything from start to finish was done very quickl...

5
Everything from start to finish was done very quickly and efficient Reviewed on: 2nd March 2025

So easy to apply, highly recommend it

5
So easy to apply, highly recommend it Reviewed on: 2nd March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products