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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Zopa makes financing your needs a lot easier and quicker than a high street lender

I have used zopa for 3 years now. I find the service they provide quick and helpful. On line application is a lot easier then expected, however without any one to one with an advisor, you do feel that your answer for application is dependant on what the computer decides so to speak. But some customers prefer that. I was a little confused that as a loyal customer I was offered a zopa loyality discount but when applying for the loan it was actually more than last years loan for the same amount and repayment duration? Reviewed on: 30th May 2017

Excellent

I have to say how brilliant zopa are. Quick concise and easy. I just want everyone to know how brilliant this company is. Reviewed on: 30th May 2017

A Trustworthy Borrowing Companion!

I needed a car loan soon after changing companies as a company car was no longer going to be an option. Zopa made the whole lending experience as easy as I could have wished it. Within very little time at all I had passed all the lending checks and the funds were then made available. At the time I had never borrowed from such a lender as Zopa before , (preferring to work via banks), but my experience has convinced me that this model is one I will return to in future should the need arise. Zopa deliver an excellent service and I couldn't recommend them enough. Reviewed on: 30th May 2017

Dicreet credit check and loan granted with little fuss.

Application approved with a discreet check on credit rating followed by immediate approval and release of funds. Reviewed on: 30th May 2017

Easy. Fast. Simple. Awesome.

Used via ClearScore.com, very easy and logical process with everything being online and simple and easy to understand. Will definitely use again, great rates too! Reviewed on: 30th May 2017

Simple good value loan

Online process was quick and easy money was in the account a few days later Reviewed on: 30th May 2017

Amazing service!!

I'm delighted with my zopa loan. I needed money for a new car. My bank offered my a quite high rate and I wasn't happy. I found zopa and got amazing 3,1%. Been accepted within minutes and money went to my bank account next day. Thanks zopa! Reviewed on: 30th May 2017

Fast and easy

So quick and hassle free and no complicated forms to deal with. Excellent service and well impressed. Reviewed on: 30th May 2017

Straightforward plain & Simple

Having been referred to Zopa from Barclays, I found the whole process simple and efficient. Emails arrived when they were supposed to. Not pushy or pressured. Simple, effective and efficient Reviewed on: 30th May 2017

Quick and efficient

Would recommend. Quick and effecting online process and transfer of funds Reviewed on: 30th May 2017

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