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Zopa: Personal loan reviews

4.94
Based on 65,251 reviews, last reviewed 10th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Fast, smooth and convenient lender!

4
The whole experience has been very smooth and seemless, would definitely recommend! Reviewed on: 30th May 2017

Excellent loan provider

5
So easy and straightforward to apply and very quick responses and acceptance. Reviewed on: 30th May 2017

Hassle free

5
Always borrowed money from the same high street bank, but Zopa blew them out the water! Very fair interest rate and hassle free transaction Excellent customer service and would recommend to family and friends Very happy Reviewed on: 30th May 2017

Fantastic

5
Easiest quickest and best by far Reviewed on: 30th May 2017

Yummy money

5
Great service online. I had not done this before to get a loan it was all done very quickly no hassle would do it again well done ZOPA Reviewed on: 30th May 2017

Easy and quick

5
Before you finish your coffee the money is on your account quickly easy and painless Reviewed on: 30th May 2017

I use Zopa

5
I've used Zopa a few times for car loans and found them to be fast at deciding and processing an application and very reasonable. Highly recommended! Reviewed on: 30th May 2017

Great Service

4
Quick, easy and great service! I've had dealings with many other banks but these are the best. Reviewed on: 30th May 2017

Excellent service and very helpful.

5
Excellent service and very highly recommended. Very simple and fast when applying. Reviewed on: 30th May 2017

Easy to apply and very quick response

5
Excellent intrest rates, easy to apply on line and hassle free repayments Reviewed on: 30th May 2017

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