Smart Money People Logo
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,251 reviews, last reviewed 13th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good company . Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 13th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (65251)

Fantastic

5
Quick decision, money in account when requested, fantastic rate. Couldn't ask for more from a lender. Reviewed on: 30th May 2017
Brian's avatar
Brian

Fast efficient

5
Fast efficient service provided by Zopa. Easy to use and with instant decision along with a reasonable interest rate always a place that I visit when additional monies are required. Reviewed on: 30th May 2017
Andrew Menzies's avatar
Andrew Menzies

Excellent service

5
Excellent service, ease of use. Recommend to anyone. Reviewed on: 30th May 2017
Barry mccarte 's avatar
Barry mccarte

Very impressed customer

5
My loan was agreed very quickly and effortlessly. No hassle, no fuss and I felt like I have got the best deal I could. Thank you Reviewed on: 30th May 2017
Natasha 's avatar
Natasha

Professional prompt and speedy service without any red tape.

5
Would definitely use your company again in the future Reviewed on: 30th May 2017
Andrew 's avatar
Andrew

Amazing, reliable, supportive,excellence

5
Zopa was very straight forward to use, support was excellent and the system provided was very prompt and reliable. Highly reccomend. Reviewed on: 30th May 2017
Thomas Swain's avatar
Thomas Swain

Easy to use professional service

5
Hassle free loan, easy from start to finish so glad I used Zopa Reviewed on: 30th May 2017
Tommy duff's avatar
Tommy duff

Fast, easy and simple

5
Zoos delivered a very quick quote and the website is an easy read with a smooth and simple process Reviewed on: 30th May 2017
Noemi Gill's avatar
Noemi Gill

friendly and helpful staff

5
Quick application Decision of success instantly Overall experience.......no fuss and fab Reviewed on: 30th May 2017
shsron's avatar
shsron

Excellent service

5
It's the simplest thing to get a loan from Zopa. Follow the instructions; upload any financial details needed and the answer was with me within a day. I had no problems changing the date of payments to suit me better and there was absolutely no hassle throughout the transaction. Reviewed on: 30th May 2017
Susan's avatar
Susan

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7181 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill