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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent and easy to use service

Very professional, easy to use website and good communications throughout. Reviewed on: 30th May 2017

Great to deal with

I have always had a very positive experience when I applied for my first loan I received a telephone call after this all previous application have been dealt with very quickly and efficiently I would always recommend to use Reviewed on: 30th May 2017

Very easy and wicked service

I found the service to be very friendly and easy to use both on line and over the phone. Reviewed on: 30th May 2017

Great

Low Apr and money was in the bank the next day. Brilliant service Reviewed on: 30th May 2017

Simple friendly speedy

Great service I highly recommend zopa Reviewed on: 30th May 2017

Easy Fast Laon with zgteat Rates

Easy to arrange a loan, was a matter of a few clicks! Then POW money in my account:) Reviewed on: 30th May 2017

No hassle, straight forward and best rates ever

very straight forward and guaranteed best rates, easy online access stay on track with your payments. highly recommended Reviewed on: 30th May 2017

good sevice

your personel are very obliging and polite Reviewed on: 30th May 2017

Good honest company

Great % rates, great staff, really easy to apply and the loan arrives really quickly. Reviewed on: 30th May 2017

Just dead easy

Great rates, easy to set-up and money in account quickly. And not filling big banks pockets! Reviewed on: 30th May 2017

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