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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

The best Company in it's class

There is no pressure at all when you deal with Zopa .They let you decide on what you want and how much you want to take your loan over.its that Simple.And that's why Zopa is number 1 in it's class. Reviewed on: 30th May 2017

Very efficient,easy application form. Thank you very much

Very efficient,easy application,highly recommend. Thank you Reviewed on: 30th May 2017

Great experience and good rates..

Expectations using Zopa are transparent and simple to understand. My experience evidenced my positive review. Within minutes it was all agreed and I had no mis-perceptions using Zopa. Amazing how this innovative business is transforming how we lend. Very happy customer. Reviewed on: 30th May 2017

Great loans

Easy hassle free process with good rates. Reviewed on: 30th May 2017

My loan with Zopa

Easy to deal with.. easy to set up.. and a fantastically low apr :) Reviewed on: 30th May 2017

efficient and fast

efficient and fast Jean wrote on July 30, 2016 * * * * * The procedure was very straight forward, I made the enquiry for what I wanted and the reply came back staightaway.... Reviewed on: 30th May 2017

Truly Amazing!!! Zopa ftw!

Best loan provider and ease of applying for the loan I have ever come across! I never even heard of Zopa before until Experian UK recommend them for me, I am so happy they did because Zopa had the lowest fixed apr% and it was so easy to apply online. They gave me the answer of accepting my loan and then confirmation of the loan going in to my bank within 3 days! And that was all in 5 or 10 minutes of applying! What more could you ask for? Zopa ftw Reviewed on: 30th May 2017

Zopa the fabulous efficient loan service

My experience of obtaining a loan with Zopa has been fast efficient and stress free and would highly recommend them to anyone who is looking for a great loan service. Reviewed on: 30th May 2017

Simple, quick and hassle-free

The application process is quick and easy and laid out in a straightforward way. All the required information is to hand and the money was paid out very quickly. It is easy to login and track the repayment schedule on their website and update repayment day or pay a little extra. Overall, a refreshing way to borrow money. Reviewed on: 30th May 2017

Superb service

Friendly, knowledgeable and efficient. Reviewed on: 30th May 2017

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