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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
46% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Loan

5
Low rate. Good online service. Quick and easy to use online. Reviewed on: 30th May 2017

Zupa Zopa

5
No hassle application with amazing rates. Extremely friendly and helpful staff. Will certainly be using them again this year Reviewed on: 30th May 2017

Easy to use

4
Quick simple fast. Would def recommend Reviewed on: 30th May 2017

First-class personal loan provider

5
Zopa is my first choice personal loan provider. It provides a smooth, no-hassle experience and excellent customer service. Reviewed on: 30th May 2017

Recommend to everyone

5
Brill would recommended to everyone very helpfull nice to do online and no appointments to a tend Reviewed on: 30th May 2017

Fast Efficient Service

5
I could not believe how quick and stress free the loan process was. Easy to manage online as well. Customer contact staff were very friendly and efficient Reviewed on: 30th May 2017

Easiest loan ever

5
Very simple and easy. No fuss and very straightforward Reviewed on: 30th May 2017

Fast and friendly service

5
Efficient team, easy to contact and always friendly and helpful. Great service, Thank You Zopa team. Reviewed on: 30th May 2017

service

5
hassle free service, very competitive, would highly recommend Reviewed on: 30th May 2017

Extremely Happy

5
I have borrowed with ZOPA twice now and both times the process has been a good experience. The online application process was quick and simple and the decision was made quickly and finances transferred to me quickly too. I would definitely recommend ZOPA to my family & friends if they were looking for a Personal Loan. Reviewed on: 30th May 2017

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