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Esure: Home Insurance reviews

Name: Home Insurance
Rating: 2.29 (72 reviews)

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2.20

Based on 72 reviews, last reviewed 15th Oct 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

18%

15%

60%

Latest highest rating:

4

Pest Control Pest Control sorted out a pest controller unfortunately picking random ones off google not good could do better Reviewed on: 15th October 2024

Latest lowest rating:

1

Having been a customer for a number of years, I had... Having been a customer for a number of years, I had to make a claim on my home insurance after a water escape. Esure contracted the surveying work to ... Read more Reviewed on: 2nd May 2024

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About this product

Your home is likely your most valuable asset, so protecting the building and the contents within it is vital. We collect Esure home insurance reviews to help you make an informed decision when choosing your next provider.

Esure offers buildings cover, contents cover and a combined policy. You can tailor your policy to your needs and make it more comprehensive with optional extras. These include family legal protection, home emergency cover, personal possessions cover and pest cover.

Before taking out your new home insurance policy, check out our Esure home insurance reviews. Learn about the lifecycle of an Esure policy, from the sign-up process to the renewal day. Find out how policyholders rate their experience and read about the positives and the negatives that genuine customers have experienced. Our reviews can help you decide whether Esure is the right choice for you.

Have you had a home insurance policy with Esure? Write an honest review on Smart Money People today. Did you opt for buildings cover, contents cover, or the combined policy? Were you satisfied with the price of your premium for the level of cover that you received? Did you have any experience with the customer service team? Did you need to make a claim, and if so, how did Esure handle it? Would you renew your policy and recommend the provider to family and friends? Leave an Esure home insurance review today. Together, we can help people like you make better financial decisions.

Esure Home Insurance reviews (72)

Review of the Esure, Home Insurance:

Pest Control

Pest Control sorted out a pest controller unfortunately picking random ones off google not good could do better Reviewed on: 15th October 2024

What a bunch of chancers

Used this mob reluctantly last year for Home insurance but at point of renewal they increased the policy nearly 4 fold from £160 up to £585. When I checked out similar policies on-line they we much closer to the £160 than to the £585 so simply didn't renew. The people who run this business are clearly a bunch of clowns, and fail to understand even the basics about customer retention. I rang their office ready to explain to them that I wouldn't have renewed with them even at the same price because of their terrible reviews, one site alone had 61% 1 star and a big habit of trying not to pay out, but the operator couldn't care less that I wasn't interested in renewing and didn't want to engage to learn why. If this company are not in trouble already, it will be soon. Reviewed on: 19th October 2023

15 years without a single claim

After 15 years with esure without a single claim the roof on my house was damaged by a storm. They sent a surveyor round who said my roof was not covered by my policy. What a ripoff. Do not use these people. Reviewed on: 17th October 2023

Poor customer service

Been with esure for a year. Their customer service is very poor. I have called multiple times throughout my policy and every time is a long waitlist saying 'we are unusually busy today'. ITS NOT UNUSUAL IF ITS EVERYDAY, you're just short staffed. Initially I opened a claim with them however then decided to drop the claim against another driver. at least an hour wait on both times I have tried to call the claims team and cancel it. No response to my email in over a month. Poor. When my renewal came up they offered my a new quote which was DOUBLE my last years premiums and I have had no claims. Better off moving back to ADMIRAL or someone with decent customer care. The mobile website also frequently doesnt work if you want to make changes online to your policy. Just poor allround Reviewed on: 3rd October 2023

Easy to deal with

I telephoned to renegotiate the latest quote since it was higher than usual; they offered to keep last year's price! Very friendly people in the call centre that is based in Britain. Reviewed on: 28th August 2023

Straightforward and Upfront

Esure are upfront about coverage, minimal "small print" exclusions, claims process is straightforward and quick, service is excellent. Reviewed on: 23rd August 2023

Low initial settlement offer

My car was broken into and my laptop (an insured, specified item, out of the home) was taken. When I claimed on my insurance, the claim handler initially offered me the value of a Grade C second hand item based on a dodgy website which was out of stock, even though the policy required me to supply the new replacement cost each year I took out the insurance. I challenged this and suddenly I was given the value of the brand new equivalent from Currys (more than £750 difference to the previous valuation). It feels like they try to get away with a low offer and suddenly correct themselves if you know what you are entitled to. Reviewed on: 23rd August 2023

Keep clear

Don't take payment on time rude staff management don't care and does not comply with fca regulations Reviewed on: 12th August 2023

Stay away

Had leak under sink, damage to kitchen floor. Used every excuse they could think of not to pay out. Sent out home validation solutions to check problem, you should also read there reviews. Shocking. Currently going through ombudsman. Reviewed on: 13th May 2023

Avoid

Have home insurance with esure and pay extra for home emergency cover.Had problem with door lock and straight away Esure took £25 excess.Sent an incompetent locksmith who destroyed my lock and left door insecure.Esure closed my claim the next day despite my complaint.I’m now left with a bigger problem and cost than I started with and paid excess too!They are happy to take your premium but don’t want to help when you need them.Avoid them at all cost.Useless. Reviewed on: 4th January 2023

Fraudster and rogue company AVOID!

Have been insured for 30 years+ at various properties and when insured through esure home insurance. Encountered a leak through kitchen ceiling from the bathroom. Esure sent a surveyor from BVS who were total liars said to us on day happy to repair but downplayed the amount of damage once we obtained quotes used various excuses ie hiuse not occupied,failed sealant, plumber who has quoted is not reliable, damp shows pre existing(which turned out to be breach of dpc) they are total liars and failed to quote. Took 18 months with the ombudsman and proved that they didn't even remove the bath panel at the minimum to check area of leak yet made so many fabricated accusations all which were proven to be lies. Complaint upheld by ombudsman and work completed having to pay myself initially. Do yourself a favour and avoid this fraud organisation who are happy to take payment but will not pay under any circumstance. Reviewed on: 19th December 2022

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