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iFAST Global Bank: Fixed Term Deposit reviews

Name: Fixed Term Deposit
Rating: 4.89 (185 reviews)

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4.88

Based on 185 reviews, last reviewed 20th Jan 2026

1900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

1 star

Latest highest rating:

4

Not bad for me 全球降息得大环境下，感觉这对我来说已经很难得了：）虽然目前还没有开始使用这项业务，但很快会考虑的。 Reviewed on: 20th January 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Are you planning for a stable financial future? Choosing the right fixed-term savings option is crucial. Explore iFAST Global Bank's fixed-term deposit account reviews to understand if it aligns with your financial goals.

iFAST Global Bank offers a fixed-term deposit account, allowing you to grow your savings securely with competitive interest rates. Ensure you're familiar with the terms and conditions before committing. For uncertainties, consult directly with the bank or seek independent financial advice.

Interested in iFAST's fixed-term deposits? Discover insights through customer reviews on Smart Money People. Learn why customers iFAST for their savings, their satisfaction levels, and the support received during their investment term. All this information is available in our reviews.

If you've invested in an iFAST fixed-term deposit, sharing your experience can guide potential savers. Discuss your chosen product, satisfaction levels, and if iFAST met your expectations compared to other banks. Highlight how the bank communicates important updates and whether you'd recommend iFAST to others.

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iFAST Global Bank Fixed Term Deposit reviews (185)

Review of the iFAST Global Bank, Fixed Term Deposit:

Excellent bank

A digital bank with great service Reviewed on: 5th March 2025

Fixed deposits rates are very good.

Fixed deposits rates are very good. Easy to open FD's. The rates are transparent Reviewed on: 3rd February 2025

Friendly use of services

The e-banking system is easy to use, the statement of record is clear and good to read. The interest rate is attractive Reviewed on: 3rd February 2025

The bank offers good rate for opening a FT deposit a...

The bank offers good rate for opening a FT deposit account. Reviewed on: 3rd February 2025

iFast provide me a platform to offer a flexible fix...

iFast provide me a platform to offer a flexible fix deposit plan outside my home town, it easy and flexible. Reviewed on: 3rd February 2025

Effective and efficient.

Effective and efficient. Informative. Reviewed on: 3rd February 2025

Couldn't be more convenient: ONE card for the world!

Couldn't be more convenient to use only one card to travel around the world! I don't need to worry about how I should prepare different currencies and cash for different countries anymore, the transfer rate and calculation are all done automatically! The savings plan from the savings account is also so beneficial that I could have extra earnings and bonus income just by putting my fixed assets in the account. It's a card with FULL potential! Reviewed on: 3rd February 2025

It was easy to use, with good interest rate and fixe...

It was easy to use, with good interest rate and fixed deposit period to choose from, quite straighforward and easy to use. Reviewed on: 3rd February 2025

We are delighted to nominate iFAST Global Bank for t...

We are delighted to nominate iFAST Global Bank for the British Bank Awards 2025. iFAST has proven itself as a standout institution with its seamless setup process and user-friendly website interface. The ease of setting up accounts coupled with the intuitive website design makes iFAST a top choice for customers seeking a hassle-free banking experience. As customers, we value the importance of convenience and accessibility in our banking services, and iFAST delivers on these fronts flawlessly. Smart Money People's commitment to gathering unbiased customer feedback ensures that the British Bank Awards truly reflect customer satisfaction and excellence in banking. Winning these awards would be a testament to iFAST's dedication to providing exceptional service and would solidify its position as a leader in the industry. We wholeheartedly support iFAST Global Bank in their quest for recognition at the British Bank Awards 2025 Reviewed on: 3rd February 2025

The transaction fees is fair, providing up-to-date r...

The transaction fees is fair, providing up-to-date rate to customer. Always customer-based service. Reviewed on: 3rd February 2025

Unreasonable Transfer Limits and Delays

Unreasonable Transfer Limits and Delays iFAST Global Bank has frustrating transfer limits. The daily limit starts at just £5,000, and even if you have £50,000 deposited, the maximum daily transfer is only £25,000. This is the first major issue. While higher transfer limits can be requested, the approval process is a nightmare. When I applied for a large transfer, I was asked to submit a pile of documents. I understand that compliance and anti-money laundering checks are necessary, but as a customer, I trusted iFAST enough to deposit a significant amount of money. When I needed to withdraw, instead of trusting their customer and sending the money first—while handling the checks later—they delayed my transfer for two full days for review before finally processing it. At the time, I urgently needed to deposit funds into IBKR to short NVIDIA. Because they didn't process my transfer immediately, the delay caused my funds to arrive late, and I missed my opportunity to profit. This experience was extremely frustrating. Reviewed on: 2nd February 2025

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