Write a review

John Lewis: Partnership Card reviews

Name: Partnership Card
Rating: 1.33 (874 reviews)

View other John Lewis products

1.34

Based on 874 reviews, last reviewed 25th Jul 2025

100% increase in 5 star reviews

in the past 90 days

20% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

had a partnership card for years now. had a partnership card for years now. love the rewards vouchers on spends and the points you are awarded for using their credit card which i normally ... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Terrible Customer Service and Fraud Support We have had a fraud claim on out account since May 2025, we have made 5 calls to try and get this resolved, spoken to 4 different Customer Service age... Read more Reviewed on: 25th July 2025

Read all reviews Write a review

About this product

Read our John Lewis Finance Partnership Card reviews to help you to find out about the pros and cons of taking out the Partnership credit card. What kind of features does the John Lewis Partnership card have? What do people think of John Lewis' customer service? Does the card have great benefits?

Find out more about the Partnership card by reading our reviews from the Smart Money People community - people like you. You can also write your own John Lewis Partnership Card review to share your own experiences.

Smart Money People is the UK's leading financial services review and insight hub. Together, we can make financial services work better for everyone.

Review John Lewis: Partnership Card now

Help others make smarter decisions by sharing your own experience.

Write a review

John Lewis Partnership Card reviews (874)

Appalling app and equally appalling customer service

I have held one of the old Partnership cards for 20 years and have been very pleased with both the app and the customer service behind it. The new John Lewis credit card is a disaster - the app is tortuous and almost impossible to get any help from. It takes hours of frustration to get a response to a phone call and the chat facility is a waste of time. I disputed a transaction from Uber in Amsterdam as I never used Uber and hadn’t left the UK in over 3 years. It took hours, literally, to report this and, eventually, after emailing senior executives in Newday and John Lewis, I was told that the money would be refunded, which it was after 3 weeks from the original Uber transaction. Then, on two occasions, my credit card was rejected. After further frustrations trying to contact Newday, I was informed that my card had been frozen due to possible fraud use. Never was I informed about this by either Newday or john Lewis. The CEO of Newday is: Mr John Hourican and his email is john.hourican@newday And the Executive Director (Finance) of John Lewis is Ms Bérengère Michel, Executive Director and she can be contacted via [email protected] Reviewed on: 14th January 2023

WATCH OUT BE CAREFUL USING THIS CARD

As previous reviewers have stated, I too have fallen foul of the reduced minimum time to pay and as everything is online i missed the first payment costing me £42.88 in fees and late payments to date. Be very careful, I am not impressed with this card to date, but will stop using it except for emergencies so JL and the credit card company lose in the end. A little bit more understanding of their customer base would go along way. M&S fortunately is improving - maybe worth going there now? Reviewed on: 13th January 2023

valued customer refused card

I had a partnership card for the last 20 years but now apparently I don't earn enough to be given a card (even though they also checked my husband's income). When I complained about this to John Lewis financial services they basically said that the new partnership card was nothing to do with them. Reviewed on: 12th January 2023

This new Partnership Card is a disaster. I

The new Partnership Card is a disaster as far as I am concerned. It never allows me to 'flash' it despite using the much slower PIN way occasionally. Such a bore. And the bumph they send you about what you owe them and whether or not the DD has been taken is toally indecipherable. Assistants at Waitrose today said they had endless trouble with it and did eye-rolls. What shame JL changed their provider. Hopeless decision. Reviewed on: 12th January 2023

Awful new card

JLP credit card was entirely trouble free. This new one is not to the same standard. I’m trying to renew a subscription and apparently it’s being refused. However the bank has not contacted me for verification. Reviewed on: 12th January 2023

Disaster

I have been with the old JL card since 2001 and have been very disappointed by the new day JL credit card they only give you 2 weeks to pay your balance instead of the normal 4 weeks which to me is not user friendly in my option they are taking advantage of there JL loyal customer base I am in the process of looking into changing my credit card company and spending my money elsewhere good bye JL & Waitrose. Reviewed on: 10th January 2023

Disasterous

The New Day (Santander) John Lewis Credit card is a disaster! What on earth have John Lewis done? I've binned it off now after my experiences at the beginning of November. There was a distinct lack of help, customer service, common sense and logic. Underhand tactics was certainly my suspicion. disguising the total amount to be paid. It should show this on the front page. I do not like "Payment Requested Amount" showing the minimum amount so if you aren't careful you will get interest charges. My credit limit has plummeted to £1,900 when my old JL card (HSBC) was £8,300. I requested the 5th of every month as the payment date but it was ignored and surprised to see it being the 10th of the month to pay. This meant at the start, I had to pay two bills (statement from my old card and statement on New Day card within 5 days of each other. The statement did not give any information on how to pay or who to pay by online banking so I rang the help line. The assistant was incapable of giving me correct information, she said, just pay Amazon! I got several aggressive text messages suggesting that I should set up a direct debit. No sadly I would not recommend this card service to anyone. Reviewed on: 9th January 2023

Not to be trusted

Found out when paying for shopping that my card was invalid. Last December statement told me my balance was £0 and have nothing to pay on Jan 5th On accessing my account online discovere I had defaulted on a payement and would be charged £12 for late payment. Problem caused by JL sending me a another statement on line and asking for payement on Jan 5th, On telephonng was told I need to set up a new Direct Debit to cover my new card. This was never made clear and we shouold have been told the card was invalid before the embrassment of rejection. I have had a JL card for over 25 years and never defaulted on full payment. This disrepectful to loyal customers Reviewed on: 9th January 2023

JLP need to check with whom they get into bed....

I have been shocked by the antics of this new JLP contractor as have many others. The Partnership would have had a clue if they carried out some due diligence and found that one of the private equity owners of this 'newday' entity was, in July 2021, fined £43m (yes £43,000,000) by the UK Competition and Markets Authority for its part in a generic drug pricefixing scandal, which had resulted in the National Health Service being overcharged by 'hundreds of millions of pounds' over several years" Reviewed on: 8th January 2023

HOPELESS

The new day application is a disaster for some customers without smart phone or internet . My elderly chum had to got to Peter Jones twice, where everything was kindly set up with him , but then , a month later , the direct debit was not taken. Previously he had paid by checque . He was shocked, unable to speak to anyone on the phone. Wonderful Peter Jones staff helped him again, but the card has been cut up and he has decided he no longer with be a JL / Waitrose customer. Reviewed on: 7th January 2023

Do you have a different John Lewis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Black Diamond Visa
from Vanquis 4.81 from 9 reviews
Credit card
from M&S Bank - Marks and Spencer 2.71 from 187 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews

Want to see more from John Lewis?

Travel Insurance
from John Lewis 4.75 from 3 reviews
Breakdown Insurance
from John Lewis 4.00 from 1 reviews
Home Insurance
from John Lewis 2.37 from 70 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub