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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 3rd Aug 2025
99% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo steals from people and if you think you can di... Monzo steals from people and if you think you can dispute the money and they will help you you are wrong. They have scamming procedures and even when ... Read more Reviewed on: 3rd August 2025
Mihaela's avatar
Mihaela

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17222)

Review of the Monzo, Current Account:

Best bank I've had up to now

5
Been with a few different banks over the years but Monzo has been the best they are help easy to use online is very easy to use which some arnt. They help people out by now paying them a day early which can help. Over all I give 10/10 Reviewed on: 29th July 2021

Simple UI/UX and instant transactions

5
Simple UI/UX and instant transactions Reviewed on: 13th June 2025

Straightforward and customer-friendly

5
Very easy to navigate the app, offers cashback and pots, which I enjoy using, and their customer service is brilliant. Also, I appreciate paying abroad without any extra fees, as I travel a lot Reviewed on: 13th June 2025

I like Monzo's ethics, and their products are easy t...

5
I like Monzo's ethics, and their products are easy to use. Their app is well-designed and I like their recommendations for savings. Reviewed on: 12th June 2025

I love the pots - completely changed how I budget

5
I love the pots - completely changed how I budget Reviewed on: 12th June 2025

Super quick to setup account online with a fantastic...

5
Super quick to setup account online with a fantastic number of account options and settings. So intuitive and easy to use, great benefits and visually stunning. Reviewed on: 12th June 2025

Brilliant from start to finish.

5
Brilliant from start to finish. The best app of all banks I’ve been with. Great service and features Reviewed on: 12th June 2025

Makes budgeting accessible

5
I use Monzo for my 'social' spending budget each month and it's just brilliant. It's so easy to split bills between friends, start a tab, and categorise spending so I know exactly what I'm spending on what each month. Reviewed on: 12th June 2025

Incredibly versatile and tech-forward app!

5
Incredibly versatile and tech-forward app. Works seamlessly. Pots are great way to portion expenses or spending money, without having to keep a spreadsheet the size of my arm. Reviewed on: 12th June 2025

Monzo's current accounts provides all the benefits o...

5
Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides the reliability and trustworthyness of a traditional bank Reviewed on: 8th June 2025

Terrible, unreliable and disorganised customers serv...

1
Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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